Skip to content
Screener

SmartFinancial SMBK Business Segments — Fees And Commissions Debit Cards1

Similar metrics at other companies

Red River Bancshares, Inc. logo
RRBIFees And Commissions Debit Cards1
$1.07M-1.3%
SouthState logo
SSBGeneral Banking Unit — Employee Commissions
$16.11M+42.9%
SouthState logo
SSBGeneral Banking Unit — Professional Fees
$5.24M+11.3%
JPMorgan Chase logo
JPMFees And Commissions Credit And Debit Cards1
$1.35B+0.3%
City Holding Company logo
CHCOFees and Commissions, Debit Cards — Revenue
$7.16M+0.5%
Trustmark logo
TRMKGeneral Banking — Bank Card And Other Fees
$8.74M+0.3%

Other financials

Income statement

See full
Revenue$56.0M+13.6%
Net income$16.3M+39.4%
EPS (diluted)$0.96+39.1%

Balance sheet

See full
Cash & equivalents$379.4M+3.9%
Total debt$11.0M-11.6%
Total equity$576.8M+11.1%
Total assets$6.1B+11.4%

Cash flow

See full
Operating cash flow$23.7M+68.8%
CapEx$1.2M+53.9%
Free cash flow$22.5M+69.6%

Valuation

See full
Market cap$887.92M+55.5%
Enterprise value$519.54M+138%
P/E15.5×+1.8×
P/S4.2×+1.1×

Profitability

See full
Net margin26.8%+4.5pp
FCF margin30.5%+2.0pp

Returns & leverage

See full
Return on equity10.5%+2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by SmartFinancial in its filing.

Tagged under the XBRL concept smbk:FeesAndCommissionsDebitCards1.

The source filing: SmartFinancial’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 5:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-093447
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Mortgage banking9166331,6761,126
Investment services1,7241,4403,5203,209
Insurance commissions1,5542,967
Interchange and debit card transaction fees, net1,6761,3423,0942,562
Other1,6352,1673,7484,133
Total noninterest income7,8868,89815,82717,495
Noninterest expense:
Salaries and employee benefits21,01519,60241,42938,836

Item 1. Consolidated Financial Statements (Unaudited)

FAQ

What is SmartFinancial's business segments — fees and commissions debit cards1?
SmartFinancial (SMBK) reported business segments — fees and commissions debit cards1 of $1.68M in Q2 2026.
How has SmartFinancial's business segments — fees and commissions debit cards1 changed year-over-year?
SmartFinancial's business segments — fees and commissions debit cards1 increased by 24.9% year-over-year, from $1.34M to $1.68M.
What is the long-term trend for SmartFinancial's business segments — fees and commissions debit cards1?
Over 3 years (2022 to 2025), SmartFinancial's business segments — fees and commissions debit cards1 has grown at a -1.0% compound annual growth rate (CAGR), from $5.44M to $5.28M.
What does business segments — fees and commissions debit cards1 mean?
Captures the interchange and service fees earned from customer debit card transactions. This is a recurring, volume-driven revenue stream that reflects the bank's retail customer engagement and transaction activity levels.

Ask your AI about SmartFinancial's business segments — fees and commissions debit cards1.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude