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SmartFinancial SMBK Business Segments — Other Noninterest Expense

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Other financials

Income statement

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Revenue$56.0M+13.6%
Net income$16.3M+39.4%
EPS (diluted)$0.96+39.1%

Balance sheet

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Cash & equivalents$379.4M+3.9%
Total debt$11.0M-11.6%
Total equity$576.8M+11.1%
Total assets$6.1B+11.4%

Cash flow

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Operating cash flow$23.7M+68.8%
CapEx$1.2M+53.9%
Free cash flow$22.5M+69.6%

Valuation

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Market cap$887.92M+55.5%
Enterprise value$519.54M+138%
P/E15.5×+1.8×
P/S4.2×+1.1×

Profitability

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Net margin26.8%+4.5pp
FCF margin30.5%+2.0pp

Returns & leverage

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Return on equity10.5%+2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by SmartFinancial in its filing.

Tagged under the XBRL concept us-gaap:OtherNoninterestExpense.

The source filing: SmartFinancial’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 5:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-093447
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Data processing and technology2,6832,6515,1195,309
Professional services1,3661,1532,5592,521
Amortization of intangibles4545669111,135
Other2,9523,0266,0956,097
Total noninterest expense33,95532,56966,87164,866
Income before income tax expense20,53214,26137,29527,820
Income tax expense4,2102,5567,2934,861
Net income$16,322$11,705$30,002$22,959

Item 1. Consolidated Financial Statements (Unaudited)

FAQ

What is SmartFinancial's business segments — other noninterest expense?
SmartFinancial (SMBK) reported business segments — other noninterest expense of $2.95M in Q2 2026.
How has SmartFinancial's business segments — other noninterest expense changed year-over-year?
SmartFinancial's business segments — other noninterest expense decreased by 2.4% year-over-year, from $3.03M to $2.95M.
What is the long-term trend for SmartFinancial's business segments — other noninterest expense?
Over 3 years (2022 to 2025), SmartFinancial's business segments — other noninterest expense has grown at a 5.0% compound annual growth rate (CAGR), from $10.18M to $11.79M.
What does business segments — other noninterest expense mean?
This metric captures miscellaneous operating expenses within the banking segment that do not fall into specific categories like personnel or technology. It is used to monitor overhead costs and identify potential areas for expense management and operational streamlining.

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