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SmartFinancial SMBK Total noninterest expense

Total noninterest expense at other companies

First Horizon logo
First HorizonFHN
$532M+8.4%
Regions Financial logo
Regions FinancialRF
$1.12B+4.5%
Civista Bancshares logo
Civista BancsharesCIVB
$28.65M+4.3%
Capital City Bank Group logo
Capital City Bank GroupCCBG
$42.64M+0.2%
Financial Institutions logo
Financial InstitutionsFISI
$35.61M-0.2%
First Business Financial Services logo
First Business Financial ServicesFBIZ
$26.95M+9.0%

Segments

By segment

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General Banking Unit$33.96M+4.3%

Other financials

Income statement

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Revenue$56.0M+13.6%
Net income$16.3M+39.4%
EPS (diluted)$0.96+39.1%

Balance sheet

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Cash & equivalents$379.4M+3.9%
Total debt$11.0M-11.6%
Total equity$576.8M+11.1%
Total assets$6.1B+11.4%

Cash flow

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Operating cash flow$23.7M+68.8%
CapEx$1.2M+53.9%
Free cash flow$22.5M+69.6%

Valuation

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Market cap$901.43M+58.4%
Enterprise value$533.05M+146%
P/E15.7×+2.1×
P/S4.2×+1.2×

Profitability

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Net margin26.8%+4.5pp
FCF margin30.5%+2.0pp

Returns & leverage

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Return on equity10.5%+2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by SmartFinancial in its filing.

Tagged under the XBRL concept us-gaap:NoninterestExpense.

The source filing: SmartFinancial’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 5:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-093447
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Professional services1,3661,1532,5592,521
Amortization of intangibles4545669111,135
Other2,9523,0266,0956,097
Total noninterest expense33,95532,56966,87164,866
Income before income tax expense20,53214,26137,29527,820
Income tax expense4,2102,5567,2934,861
Net income$16,322$11,705$30,002$22,959
Earnings per common share:

Item 1. Consolidated Financial Statements (Unaudited)

FAQ

What is SmartFinancial's total noninterest expense?
SmartFinancial (SMBK) reported total noninterest expense of $33.96M in Q2 2026.
How has SmartFinancial's total noninterest expense changed year-over-year?
SmartFinancial's total noninterest expense increased by 4.3% year-over-year, from $32.57M to $33.96M.
What is the long-term trend for SmartFinancial's total noninterest expense?
Over 4 years (2021 to 2025), SmartFinancial's total noninterest expense has grown at a 9.5% compound annual growth rate (CAGR), from $91.39M to $131.2M.
What does total noninterest expense mean?
Represents the aggregate of all operating costs excluding interest expense, including personnel, technology, occupancy, and regulatory overhead. It is a primary measure of the bank's operational efficiency and cost management discipline.

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