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Beginning Loan Loss Reserve at other companies

Riverview Bancorp logo
Riverview BancorpRVSB
$550K0.0%
Princeton Bancorp, Inc. logo
Princeton Bancorp, Inc.BPRN
-$5.85M+12.9%
Pathfinder Bancorp logo
Pathfinder BancorpPBHC
$0
Valley National Bank logo
Valley National BankVLY
$599.8M+1.0%
State Street logo
State StreetSTT
$168M-4.5%
Western Alliance Bancorporation logo
Western Alliance BancorporationWAL
$461.1M+18.7%

Other financials

Income statement

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Revenue$79.7M-3.6%
Gross profit$78.5M-3.7%
Net income$7.0M+9.2%
EPS (diluted)$0.27+8.0%

Balance sheet

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Cash & equivalents$162.1M+11.6%
Total debt$4.2M-22.1%
Total equity$425.5M+10.4%
Total assets$1.6B+3.7%

Cash flow

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Operating cash flow$32.9M+244%
CapEx$189.7K-57.0%
Free cash flow$32.8M+258%

Valuation

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Market cap$252.31M+3.1%
P/E7.3×-1.7×
P/S0.7×0.0×

Profitability

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Gross margin98.6%+0.1pp
Net margin10.2%+1.8pp
FCF margin29.3%+18.3pp

Returns & leverage

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Return on equity8.6%+0.6pp
Debt / equity0.0×

Where this comes from

Reported directly by Security National Financial Corporation in its filing.

Tagged under the XBRL concept SNFCA:BeginningLoanLossReserve.

The official record: Security National Financial Corporation’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Security National Financial Corporation's beginning loan loss reserve?
Security National Financial Corporation (SNFCA) reported beginning loan loss reserve of $384.18K in Q4 2025.
How has Security National Financial Corporation's beginning loan loss reserve changed year-over-year?
Security National Financial Corporation's beginning loan loss reserve decreased by 44.9% year-over-year, from $696.63K to $384.18K.
What is the long-term trend for Security National Financial Corporation's beginning loan loss reserve?
Over 5 years (2020 to 2025), Security National Financial Corporation's beginning loan loss reserve has grown at a -54.9% compound annual growth rate (CAGR), from $20.58M to $384.18K.
What does beginning loan loss reserve mean?
The balance of the allowance for loan losses at the start of a reporting period, representing management's estimate of expected credit losses. It serves as the baseline for evaluating the adequacy of provisions made throughout the period.