SoFi Technologies, Inc. Interest and Fee Income on Loans and Leases increased by 7.8% to $932.18M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 30.8%, from $712.88M to $932.18M. Over 4 years (FY 2021 to FY 2025), Interest and Fee Income on Loans and Leases shows an upward trend with a 72.9% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
An increase suggests growth in the loan portfolio or higher interest rates, while a decrease may indicate shrinking loan volume or competitive pricing pressure.
This represents the primary revenue generated from the bank's core lending activities, including interest payments and a...
Standard across all commercial banks; peers typically report this as 'Interest Income on Loans'.
bac_interest_and_fee_income_loans_and_leases| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $79.68M | $89.84M | $105.23M | $114.39M | $145.34M | $191.53M | $308.26M | $360.40M | $444.85M | $539.93M | $598.96M | $620.23M | $621.06M | $671.98M | $688.72M | $712.88M | $738.86M | $830.16M | $864.40M | $932.18M |
| QoQ Change | — | +12.8% | +17.1% | +8.7% | +27.1% | +31.8% | +60.9% | +16.9% | +23.4% | +21.4% | +10.9% | +3.6% | +0.1% | +8.2% | +2.5% | +3.5% | +3.6% | +12.4% | +4.1% | +7.8% |
| YoY Change | — | — | — | — | +82.4% | +113.2% | +192.9% | +215.1% | +206.1% | +181.9% | +94.3% | +72.1% | +39.6% | +24.5% | +15.0% | +14.9% | +19.0% | +23.5% | +25.5% | +30.8% |