Non-Current Liabilities

Finance Lease Liabilities

SoFi Technologies, Inc. Finance Lease Liabilities decreased by 5.7% to $12.75M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 5.7%, from $13.52M to $12.75M. Over 5 years (FY 2020 to FY 2025), Finance Lease Liabilities shows a downward trend with a -2.8% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementBalance Sheet Statement
SectionNon-Current Liabilities
CategoryLeverage
SignalLower is better
VolatilityStable
First reportedQ1 2019
Last reportedQ1 2026

How to read this metric

High levels indicate significant reliance on leased assets for operations, which serves as a form of off-balance-sheet-style financing.

Detailed definition

This represents the total long-term obligations under finance leases, excluding the current portion. It reflects the com...

Peer comparison

Used to compare capital intensity and financing strategies across peers.

Metric ID: finance_lease_liabilities

Historical Data

5 periods
 Q4 '21Q4 '22Q4 '23Q4 '24Q4 '25
Value$14.17M$13.68M$13.17M$13.52M$12.75M
QoQ Change—-3.5%-3.7%+2.6%-5.7%
YoY Change—-3.5%-3.7%+2.6%-5.7%
Range$12.75M – $14.17M
CAGR-10.0%
Avg YoY Growth-2.6%
Median YoY Growth-3.6%

Frequently Asked Questions

What is SoFi Technologies, Inc.'s finance lease liabilities?
SoFi Technologies, Inc. (SOFI) reported finance lease liabilities of $12.75M in Q4 2025.
How has SoFi Technologies, Inc.'s finance lease liabilities changed year-over-year?
SoFi Technologies, Inc.'s finance lease liabilities decreased by 5.7% year-over-year, from $13.52M to $12.75M.
What is the long-term trend for SoFi Technologies, Inc.'s finance lease liabilities?
Over 5 years (2020 to 2025), SoFi Technologies, Inc.'s finance lease liabilities has grown at a -2.8% compound annual growth rate (CAGR), from $14.69M to $12.75M.
What does finance lease liabilities mean?
Total long-term debt obligations related to finance leases.