Other

Interest Expense, Deposits

SoFi Technologies, Inc. Interest Expense, Deposits decreased by 1.1% to $287.23M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 27.4%, from $225.40M to $287.23M. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementIncome Statement
SectionOther
CategoryEfficiency
SignalLower is better
VolatilityModerate
First reportedQ1 2013
Last reportedQ1 2026

How to read this metric

An increase suggests rising market interest rates or a shift toward more expensive deposit products, which can compress net interest margins.

Detailed definition

This represents the cost incurred by the bank to pay interest to depositors for their savings, checking, and time deposi...

Peer comparison

Universal metric for banks; peers report this as 'Interest Expense on Deposits'.

Metric ID: other_interest_expense_deposits

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$0.00$0.00$0.00$431.00K$4.54M$14.15M$40.67M$73.12M$106.53M$145.56M$182.61M$211.45M$231.82M$248.29M$238.60M$225.40M$233.23M$264.90M$290.51M$287.23M
QoQ Change+954.1%+211.4%+187.4%+79.8%+45.7%+36.6%+25.5%+15.8%+9.6%+7.1%-3.9%-5.5%+3.5%+13.6%+9.7%-1.1%
YoY Change>999%>999%+928.8%+349.0%+189.2%+117.6%+70.6%+30.7%+6.6%+0.6%+6.7%+21.8%+27.4%
Range$0.00$290.51M
Avg YoY Growth>999%
Median YoY Growth+70.6%

Frequently Asked Questions

What is SoFi Technologies, Inc.'s interest expense, deposits?
SoFi Technologies, Inc. (SOFI) reported interest expense, deposits of $287.23M in Q1 2026.
How has SoFi Technologies, Inc.'s interest expense, deposits changed year-over-year?
SoFi Technologies, Inc.'s interest expense, deposits increased by 27.4% year-over-year, from $225.40M to $287.23M.
What does interest expense, deposits mean?
The total interest paid by the bank to its customers for holding their deposits.