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South Plains Financial, Inc. SPFI FHLB advances borrowing capacity

FHLB advances borrowing capacity at other companies

Center Bancorp logo
Center BancorpCNOB
$1.8B+50.0%
Southside Bancshares logo
Southside BancsharesSBSI

Other financials

Income statement

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Revenue$54.1M+10.2%
Net income$14.5M+18.3%
EPS (diluted)$0.85+18.1%

Balance sheet

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Cash & equivalents$722.0M+34.6%
Total debt$7.9M-10.9%
Total equity$504.9M+13.8%
Total assets$4.6B+5.5%

Cash flow

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Operating cash flow$16.2M-38.0%
CapEx$1.4M+19.3%
Free cash flow$14.8M-40.6%

Valuation

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Market cap$807.57M+41.4%
P/E13.3×+2.1×
P/S3.7×+0.8×

Profitability

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Net margin28%+2.1pp
FCF margin28.4%-3.1pp

Returns & leverage

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Return on equity12.8%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by South Plains Financial, Inc. in its filing.

Tagged under the XBRL concept us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds.

The official record: South Plains Financial, Inc.’s 10-K, filed March 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is South Plains Financial, Inc.'s FHLB advances borrowing capacity?
South Plains Financial, Inc. (SPFI) reported FHLB advances borrowing capacity of $1.3B in Q4 2025.
What does FHLB advances borrowing capacity mean?
This metric measures the total borrowing capacity available to the bank through the Federal Home Loan Bank system. It reflects the institution's access to collateralized wholesale funding, which is a critical component of liquidity management and contingency funding planning.