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South Plains Financial, Inc. SPFI Interest Expense, Deposits

Interest Expense, Deposits at other companies

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Other financials

Income statement

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Revenue$54.1M+10.2%
Net income$14.5M+18.3%
EPS (diluted)$0.85+18.1%

Balance sheet

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Cash & equivalents$722.0M+34.6%
Total debt$7.9M-10.9%
Total equity$504.9M+13.8%
Total assets$4.6B+5.5%

Cash flow

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Operating cash flow$16.2M-38.0%
CapEx$1.4M+19.3%
Free cash flow$14.8M-40.6%

Valuation

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Market cap$807.57M+41.4%
P/E13.3×+2.1×
P/S3.7×+0.8×

Profitability

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Net margin28%+2.1pp
FCF margin28.4%-3.1pp

Returns & leverage

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Return on equity12.8%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by South Plains Financial, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseDeposits.

The official record: South Plains Financial, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is South Plains Financial, Inc.'s interest expense, deposits?
South Plains Financial, Inc. (SPFI) reported interest expense, deposits of $18.88M in Q1 2026.
How has South Plains Financial, Inc.'s interest expense, deposits changed year-over-year?
South Plains Financial, Inc.'s interest expense, deposits decreased by 4.8% year-over-year, from $19.83M to $18.88M.
What is the long-term trend for South Plains Financial, Inc.'s interest expense, deposits?
Over 4 years (2021 to 2025), South Plains Financial, Inc.'s interest expense, deposits has grown at a 75.9% compound annual growth rate (CAGR), from $8.29M to $79.36M.
What does interest expense, deposits mean?
The total interest cost paid to depositors for maintaining funds in interest-bearing savings, checking, and time deposit accounts. This is a primary component of a bank's cost of funds and directly impacts the net interest margin.