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South Plains Financial, Inc. SPFI Number Of Points On A Grading Scale For Loans

Number Of Points On A Grading Scale For Loans at other companies

Center Bancorp logo
Center BancorpCNOB
5
GBC
Glacier BancorpGBCI
40.0%
OFG Bancorp logo
OFG BancorpOFG
40.0%
Columbia Financial, Inc. logo
Columbia Financial, Inc.CLBK
1.80.0%
Raymond James Financial logo
Raymond James FinancialRJF
6
Heritage Financial logo
Heritage FinancialHFWA
40.0%

Other financials

Income statement

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Revenue$54.1M+10.2%
Net income$14.5M+18.3%
EPS (diluted)$0.85+18.1%

Balance sheet

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Cash & equivalents$722.0M+34.6%
Total debt$7.9M-10.9%
Total equity$504.9M+13.8%
Total assets$4.6B+5.5%

Cash flow

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Operating cash flow$16.2M-38.0%
CapEx$1.4M+19.3%
Free cash flow$14.8M-40.6%

Valuation

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Market cap$820.4M+43.6%
P/E13.5×+2.3×
P/S3.8×+0.9×

Profitability

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Net margin28%+2.1pp
FCF margin28.4%-3.1pp

Returns & leverage

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Return on equity12.8%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by South Plains Financial, Inc. in its filing.

Tagged under the XBRL concept spfi:NumberOfPointsOnAGradingScaleForLoans.

The official record: South Plains Financial, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is South Plains Financial, Inc.'s number of points on a grading scale for loans?
South Plains Financial, Inc. (SPFI) reported number of points on a grading scale for loans of 13 in Q1 2026.
How has South Plains Financial, Inc.'s number of points on a grading scale for loans changed year-over-year?
South Plains Financial, Inc.'s number of points on a grading scale for loans decreased by 0.0% year-over-year, from 13 to 13.
What does number of points on a grading scale for loans mean?
The total number of distinct risk categories or tiers used by the institution to classify the credit quality of its loan portfolio. A more granular scale allows for more precise risk assessment and internal monitoring of credit migration.