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South Plains Financial, Inc. SPFI Weighted average constant prepayment rate

Weighted average constant prepayment rate at other companies

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Other financials

Income statement

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Revenue$54.1M+10.2%
Net income$14.5M+18.3%
EPS (diluted)$0.85+18.1%

Balance sheet

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Cash & equivalents$722.0M+34.6%
Total debt$7.9M-10.9%
Total equity$504.9M+13.8%
Total assets$4.6B+5.5%

Cash flow

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Operating cash flow$16.2M-38.0%
CapEx$1.4M+19.3%
Free cash flow$14.8M-40.6%

Valuation

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Market cap$807.57M+41.4%
P/E13.3×+2.1×
P/S3.7×+0.8×

Profitability

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Net margin28%+2.1pp
FCF margin28.4%-3.1pp

Returns & leverage

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Return on equity12.8%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by South Plains Financial, Inc. in its filing.

Tagged under the XBRL concept us-gaap:ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValuePrepaymentSpeed.

The official record: South Plains Financial, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is South Plains Financial, Inc.'s weighted average constant prepayment rate?
South Plains Financial, Inc. (SPFI) reported weighted average constant prepayment rate of 7.3% in Q1 2026.
How has South Plains Financial, Inc.'s weighted average constant prepayment rate changed year-over-year?
South Plains Financial, Inc.'s weighted average constant prepayment rate decreased by 3.3% year-over-year, from 7.5% to 7.3%.
What does weighted average constant prepayment rate mean?
Represents the estimated annual rate at which the underlying mortgage loans are expected to be repaid, used to value servicing assets. This assumption is critical for assessing the duration and cash flow stability of the servicing portfolio.