South Plains Financial, Inc. SPFI Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 28%+0.4pp | 27.6%-0.9pp | 28.5%+1.6pp | 26.8%+0.9pp | 25.9%+0.4pp | |
| Free cash flow margin | 28.4%-5.5pp | 33.9%+3.6pp | 30.3%+1.7pp | 28.6%-2.9pp | 31.5%+2.8pp | |
| Returns | ||||||
| Return on equity | 12.8%+0.3pp | 12.5%-0.4pp | 13%+0.4pp | 12.5%+0.5pp | 12%+0.2pp | |
| Return on assets | 1.3%0.0pp | 1.3%0.0pp | 1.4%+0.1pp | 1.3%+0.1pp | 1.2%0.0pp | |
| Efficiency | ||||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Per Share | ||||||
| Book value per share | $29.64+1.9% | $29.08+3.4% | $28.12+4.6% | $26.89+3.4% | $26.00+0.9% | |
| Valuation | ||||||
| Market capitalization | $807.57M+43.6% | $630.42M+0.5% | $627.55M+6.9% | $587.28M+7.6% | $546M-4.1% | |
| Price / earnings | 13.3×+2.3× | 10.8×+0.3× | 10.5×-0.2× | 10.8×+0.1× | 10.7×-0.8× | |
| Price / sales | 3.7×+0.9× | 3×0.0× | 3×+0.1× | 2.9×+0.1× | 2.8×-0.2× | |
| Price / book | 1.6×+0.3× | 1.3×0.0× | 1.3×0.0× | 1.3×+0.1× | 1.2×-0.1× | |
| Free cash flow yield | 7.5%-3.4pp | 11.4%+1.3pp | 10.1%+0.2pp | 9.9%-1.5pp | 11.4%+1.6pp | |
| Earnings yield | 7.4%-1.6pp | 9.3%-0.2pp | 9.5%+0.2pp | 9.3%-0.1pp | 9.4%+0.6pp | |
| Dividend yield | 1.3%-0.4pp | 1.6%0.0pp | 1.6%-0.1pp | 1.6%-0.1pp | 1.7%+0.1pp | |
| PEG ratio | 0.7×— | 0.6×+0.3× | 0.3×-0.3× | 0.6×— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do South Plains Financial, Inc.'s ratios come from?
- Every ratio is computed from South Plains Financial, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
