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South Plains Financial, Inc. SPFI Return on assets

Return on assets at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
1.3%-0.1pp
Cullen/Frost Bankers logo
Cullen/Frost BankersCFR
1.3%+0.1pp
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
1%0.0pp
Prosperity Bancshares logo
Prosperity BancsharesPB
1.3%0.0pp
SMB
SmartFinancialSMBK
0.9%+0.2pp
CTB
Community Trust BancorpCTBI
1.6%+0.2pp

Other financials

Income statement

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Revenue$54.1M+10.2%
Net income$14.5M+18.3%
EPS (diluted)$0.85+18.1%

Balance sheet

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Cash & equivalents$722.0M+34.6%
Total debt$7.9M-10.9%
Total equity$504.9M+13.8%
Total assets$4.6B+5.5%

Cash flow

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Operating cash flow$16.2M-38.0%
CapEx$1.4M+19.3%
Free cash flow$14.8M-40.6%

Valuation

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Market cap$807.57M+43.6%
P/E13.3×+2.3×
P/S3.7×+0.9×

Profitability

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Net margin28%+2.1pp
FCF margin28.4%-3.1pp

Returns & leverage

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Return on equity12.8%+0.8pp
Debt / equity0×0.0×

Where this comes from

Calculated from South Plains Financial, Inc.’s reported figures.

net income/total assets=1.3%

Based on trailing twelve months.

The official record: South Plains Financial, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is South Plains Financial, Inc.'s return on assets?
South Plains Financial, Inc. (SPFI) reported return on assets of 1.3% in Q1 2026.
How has South Plains Financial, Inc.'s return on assets changed year-over-year?
South Plains Financial, Inc.'s return on assets increased by 13.1% year-over-year, from 1.2% to 1.3%.
What is the long-term trend for South Plains Financial, Inc.'s return on assets?
Over 5 years (2020 to 2025), South Plains Financial, Inc.'s return on assets has grown at a 0.2% compound annual growth rate (CAGR), from 1.3% to 1.3%.
What does return on assets mean?
Trailing-twelve-month net income divided by average total assets. Measures how efficiently the asset base generates profit, independent of how those assets are financed. Computed as net income over average total assets — note this is OpenCapital's standard definition and may differ from data vendors that use alternative numerators.