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SmartFinancial SMBK Return on assets

Return on assets at other companies

First Horizon logo
First HorizonFHN
1.2%+0.3pp
Regions Financial logo
Regions FinancialRF
1.4%+0.1pp
Financial Institutions logo
Financial InstitutionsFISI
1.3%+1.0pp
Capital City Bank Group logo
Capital City Bank GroupCCBG
1.4%0.0pp
First Commonwealth Financial logo
First Commonwealth FinancialFCF
1.3%+0.1pp
Trico Bancshares logo
Trico BancsharesTCBK
1.3%+0.1pp

Other financials

Income statement

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Revenue$53.8M+14.9%
Net income$13.7M+21.6%
EPS (diluted)$0.81+20.9%

Balance sheet

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Cash & equivalents$346.1M-18.2%
Total debt$11.4M-7.0%
Total equity$562.0M+11.1%
Total assets$5.9B+9.2%

Cash flow

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Operating cash flow$16.4M+14.5%
CapEx$6.2M+568%
Free cash flow$10.2M-24.0%

Valuation

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Market cap$790.12M+46.9%
Enterprise value$455.43M+258%
P/E15×+0.8×
P/S3.8×+0.8×

Profitability

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Net margin25.4%+4.1pp
FCF margin27.1%-4.1pp

Returns & leverage

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Return on equity9.9%+2.1pp
Debt / equity0.0×

Where this comes from

Calculated from SmartFinancial’s reported figures.

Based on trailing twelve months.

The official record: SmartFinancial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SmartFinancial's return on assets?
SmartFinancial (SMBK) reported return on assets of 0.9% in Q1 2026.
How has SmartFinancial's return on assets changed year-over-year?
SmartFinancial's return on assets increased by 27.1% year-over-year, from 0.7% to 0.9%.
What is the long-term trend for SmartFinancial's return on assets?
Over 5 years (2020 to 2025), SmartFinancial's return on assets has grown at a 1.3% compound annual growth rate (CAGR), from 0.8% to 0.9%.
What does return on assets mean?
Trailing-twelve-month net income divided by average total assets. Measures how efficiently the asset base generates profit, independent of how those assets are financed. Computed as net income over average total assets — note this is OpenCapital's standard definition and may differ from data vendors that use alternative numerators.