South Plains Financial, Inc. SPFI Ratios & Valuation
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 28%+2.1pp | 27.6%+2.1pp | 28.5%+5.2pp | 26.8%+2.4pp | 25.9%-3.3pp | |
| Free cash flow margin | 28.4%-3.1pp | 33.9%+5.2pp | 30.3%-1.4pp | 28.6%-7.3pp | 31.5%+8.8pp | |
| Returns | ||||||
| Return on equity | 12.8%+0.8pp | 12.5%+0.8pp | 13%+2.3pp | 12.5%+1.2pp | 12%-4.6pp | |
| Return on assets | 1.3%+0.2pp | 1.3%+0.2pp | 1.4%+0.3pp | 1.3%+0.2pp | 1.2%-0.4pp | |
| Efficiency | ||||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Per Share | ||||||
| Book value per share | $29.64+14.0% | $29.08+12.8% | $28.12+8.2% | $26.89+8.9% | $26.00+7.8% | |
| Valuation | ||||||
| Market capitalization | $820.4M+43.6% | $630.42M+10.7% | $627.55M+12.6% | $587.28M+32.4% | $546M+24.2% | |
| Price / earnings | 13.5×+2.3× | 10.8×-0.7× | 10.5×-2.3× | 10.8×+1.1× | 10.7×+3.8× | |
| Price / sales | 3.8×+0.9× | 3×+0.1× | 3×0.0× | 2.9×+0.5× | 2.8×+0.8× | |
| Price / book | 1.6×+0.3× | 1.3×0.0× | 1.3×+0.1× | 1.3×+0.2× | 1.2×+0.2× | |
| Free cash flow yield | 7.5%-3.4pp | 11.4%+1.6pp | 10.1%-0.5pp | 9.9%-5.3pp | 11.4%0.0pp | |
| Earnings yield | 7.4%-1.6pp | 9.3%+0.5pp | 9.5%+1.7pp | 9.3%-1.0pp | 9.4%-5.3pp | |
| Dividend yield | 1.3%-0.4pp | 1.6%0.0pp | 1.6%0.0pp | 1.6%-0.3pp | 1.7%-0.2pp | |
| PEG ratio | 0.7×— | —— | —— | —— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do South Plains Financial, Inc.'s ratios come from?
- Every ratio is computed from South Plains Financial, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
