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SR Bancorp, Inc. SRBK Advances from borrowers

Advances from borrowers at other companies

Great Southern Bancorp logo
Great Southern BancorpGSBC
$3.24M+48.7%
FB Bancorp, Inc. logo
FB Bancorp, Inc.FBLA

Other financials

Income statement

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Revenue$8.4M+6.4%
Net income$886.0K+65.0%
EPS (diluted)$0.11-8.3%

Balance sheet

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Cash & equivalents$63.7M+2.3%
Total debt$53.0M+65.6%
Total equity$184.5M-5.4%
Total assets$1.1B+6.5%

Cash flow

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Operating cash flow$2.0M-21.9%
CapEx$133.0K+79.7%
Free cash flow$1.9M-24.9%

Valuation

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Market cap$146.31M+22.0%
Enterprise value$135.63M+8.2%
P/E31.6×+8.3×
P/S4.6×

Profitability

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Net margin-27.5%-37.6pp
FCF margin-22.7%

Returns & leverage

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Return on equity2.4%+2.4pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by SR Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance.

The official record: SR Bancorp, Inc.’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SR Bancorp, Inc.'s advances from borrowers?
SR Bancorp, Inc. (SRBK) reported advances from borrowers of $665K in Q1 2026.
How has SR Bancorp, Inc.'s advances from borrowers changed year-over-year?
SR Bancorp, Inc.'s advances from borrowers increased by 33.3% year-over-year, from $499K to $665K.
What is the long-term trend for SR Bancorp, Inc.'s advances from borrowers?
Over 3 years (2022 to 2025), SR Bancorp, Inc.'s advances from borrowers has grown at a 20.2% compound annual growth rate (CAGR), from $382K to $663K.
What does advances from borrowers mean?
This metric represents the net change in funds collected from borrowers to cover future obligations such as property taxes and insurance premiums held in escrow. These balances provide a source of non-interest-bearing liquidity for the bank while awaiting disbursement to third parties. Changes in this balance often correlate with the volume of mortgage loans serviced by the institution.