What is SR Bancorp, Inc.'s provision for credit losses?

SR Bancorp, Inc. (SRBK) reported provision for credit losses of $84K in Q1 2026.

How has SR Bancorp, Inc.'s provision for credit losses changed year-over-year?

SR Bancorp, Inc.'s provision for credit losses increased by 127.0% year-over-year, from $37K to $84K.

What does provision for credit losses mean?

Non-cash provision for expected loan losses, added back in operating cash flow since it's a reserve build, not a cash payment.

SR Bancorp, Inc. SRBK Provision for Credit Losses

Provision for Credit Losses at other companies

JPMorgan ChaseJPM

$2.51B-24.1%

Wells Fargo & CompanyWFC

$1.14B+21.8%

Magyar BancorpMGYR

$256K+953%

ECB Bancorp, Inc.ECBK

$153K+1,630%

Sound Financial BancorpSFBC

$123K+161%

MainStreet Bancshares, Inc.MNSBP

——

Other financials

Income statement

See full

Revenue$8.4M+6.4%

Net income$886.0K+65.0%

EPS (diluted)$0.11-8.3%

Balance sheet

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Cash & equivalents$63.7M+2.3%

Total debt$53.0M+65.6%

Total equity$184.5M-5.4%

Total assets$1.1B+6.5%

Cash flow

See full

Operating cash flow$2.0M-21.9%

CapEx$133.0K+79.7%

Free cash flow$1.9M-24.9%

Valuation

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Market cap$146.31M+22.0%

Enterprise value$135.63M+8.2%

P/E31.6×+8.3×

P/S4.6×—

Profitability

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Net margin-27.5%-37.6pp

FCF margin-22.7%—

Returns & leverage

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Return on equity2.4%+2.4pp

Debt / equity0.3×+0.1×

Where this comes from

Reported directly by SR Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The official record: SR Bancorp, Inc.’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SR Bancorp, Inc.'s provision for credit losses?: SR Bancorp, Inc. (SRBK) reported provision for credit losses of $84K in Q1 2026.
How has SR Bancorp, Inc.'s provision for credit losses changed year-over-year?: SR Bancorp, Inc.'s provision for credit losses increased by 127.0% year-over-year, from $37K to $84K.
What does provision for credit losses mean?: Non-cash provision for expected loan losses, added back in operating cash flow since it's a reserve build, not a cash payment.