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1st Source Corporation SRCE Gross investment in operating lease financing

Gross investment in operating lease financing at other companies

WSFS Financial logo
WSFS FinancialWSFS
$587.78M-7.6%
Popular logo
PopularBPOP
$2.16B+4.1%
Wintrust Financial logo
Wintrust FinancialWTFC
$362.77M+29.3%
PNC Financial Services logo
PNC Financial ServicesPNC
$6.64B+6.6%
BNL
Broadstone Net LeaseBNL
$14.39M+2,425%
BNL
Broadstone Net LeaseBNL
$25.3M-2.7%

Other financials

Income statement

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Revenue$113.1M+8.7%
Net income$40.0M+6.5%
EPS (diluted)$1.63+7.2%

Balance sheet

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Cash & equivalents$118.8M-46.7%
Total debt$289.2M+373%
Total equity$1.3B+10.0%
Total assets$9.1B+1.7%

Cash flow

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Operating cash flow$59.1M-17.6%
CapEx$1.0M-58.8%
Free cash flow$58.1M-16.1%

Valuation

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Market cap$1.93B+14.7%

Profitability

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Net margin36.3%+0.9pp
FCF margin45.6%-7.1pp

Returns & leverage

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Return on equity13.2%+0.2pp
Debt / equity0.2×+0.2×

Where this comes from

Reported directly by 1st Source Corporation in its filing.

Tagged under the XBRL concept source:GrossInvestmentinOperatingLeaseFinancing.

The official record: 1st Source Corporation’s 10-K, filed February 17, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is 1st Source Corporation's gross investment in operating lease financing?
1st Source Corporation (SRCE) reported gross investment in operating lease financing of $13.46M in Q4 2025.
How has 1st Source Corporation's gross investment in operating lease financing changed year-over-year?
1st Source Corporation's gross investment in operating lease financing decreased by 43.4% year-over-year, from $23.75M to $13.46M.
What is the long-term trend for 1st Source Corporation's gross investment in operating lease financing?
Over 5 years (2020 to 2025), 1st Source Corporation's gross investment in operating lease financing has grown at a -35.1% compound annual growth rate (CAGR), from $116.82M to $13.46M.
What does gross investment in operating lease financing mean?
This represents the total cost of assets subject to operating leases, including the initial investment and any capitalized costs. Unlike direct financing leases, the bank retains the risks and rewards of ownership in these operating leases. This metric helps investors understand the bank's exposure to asset-based leasing and the scale of its equipment ownership.