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1st Source Corporation SRCE Tier 1 Capital Adequacy Requirement

Tier 1 Capital Adequacy Requirement at other companies

Banner Corporation logo
Banner CorporationBANR
$830.93M+2.9%
Customers Bancorp logo
Customers BancorpCUBI

Other financials

Income statement

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Revenue$113.1M+8.7%
Net income$40.0M+6.5%
EPS (diluted)$1.63+7.2%

Balance sheet

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Cash & equivalents$118.8M-46.7%
Total debt$289.2M+373%
Total equity$1.3B+10.0%
Total assets$9.1B+1.7%

Cash flow

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Operating cash flow$59.1M-17.6%
CapEx$1.0M-58.8%
Free cash flow$58.1M-16.1%

Valuation

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Market cap$1.93B+14.7%

Profitability

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Net margin36.3%+0.9pp
FCF margin45.6%-7.1pp

Returns & leverage

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Return on equity13.2%+0.2pp
Debt / equity0.2×+0.2×

Where this comes from

Reported directly by 1st Source Corporation in its filing.

Tagged under the XBRL concept us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy.

The official record: 1st Source Corporation’s 10-K, filed February 17, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is 1st Source Corporation's tier 1 capital adequacy requirement?
1st Source Corporation (SRCE) reported tier 1 capital adequacy requirement of $475.5M in Q4 2025.
How has 1st Source Corporation's tier 1 capital adequacy requirement changed year-over-year?
1st Source Corporation's tier 1 capital adequacy requirement increased by 0.6% year-over-year, from $472.52M to $475.5M.
What is the long-term trend for 1st Source Corporation's tier 1 capital adequacy requirement?
Over 5 years (2020 to 2025), 1st Source Corporation's tier 1 capital adequacy requirement has grown at a 5.6% compound annual growth rate (CAGR), from $362.51M to $475.5M.
What does tier 1 capital adequacy requirement mean?
This is the minimum amount of Tier 1 capital—the core measure of a bank's financial strength—required to meet regulatory adequacy standards. It focuses on the highest quality capital, such as common equity and disclosed reserves, which are most effective at absorbing losses. Maintaining this requirement is essential for demonstrating long-term solvency to regulators and stakeholders.