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SouthState SSB Loans held for sale

Loans held for sale at other companies

Truist Financial logo
Truist FinancialTFC
$2.17B
Regions Financial logo
Regions FinancialRF
$464M+34.5%
Webster Financial Corporation logo
Webster Financial CorporationWBS
$14.48M-77.3%
Old National Bancorp logo
Old National BancorpONB
$56.13M+38.8%
Fifth Third Bank logo
Fifth Third BankFITB
$1.37B+189%
East-West Bancorp logo
East-West BancorpEWBC
$27.59M

Other financials

Income statement

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Revenue$661.7M+4.9%
Net income$225.8M+154%
EPS (diluted)$2.28+162%

Balance sheet

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Cash & equivalents$2.9B-13.1%
Total debt$520.5M+6.6%
Total equity$9.0B+4.7%
Total assets$68.0B+4.4%

Cash flow

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Operating cash flow$299.0M+337%
CapEx$16.1M+25.3%
Free cash flow$283.0M+303%

Valuation

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Market cap$9.43B-3.6%
Enterprise value$7.08B+2.0%
P/E10.1×-9.1×
P/S3.5×-1.6×

Profitability

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Net margin34.5%+8.2pp
FCF margin24.1%

Returns & leverage

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Return on equity10.6%+3.4pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by SouthState in its filing.

Tagged under the XBRL concept us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup.

The official record: SouthState’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SouthState's loans held for sale?
SouthState (SSB) reported loans held for sale of $327.94M in Q1 2026.
How has SouthState's loans held for sale changed year-over-year?
SouthState's loans held for sale decreased by 8.4% year-over-year, from $357.92M to $327.94M.
What is the long-term trend for SouthState's loans held for sale?
Over 5 years (2020 to 2025), SouthState's loans held for sale has grown at a 3.5% compound annual growth rate (CAGR), from $290.47M to $345.34M.
What does loans held for sale mean?
Mortgage loans intended to be sold to other investors shortly after origination.
How do you interpret loans held for sale?
An increase suggests high mortgage origination volume and potential for future gain-on-sale revenue; a decrease suggests slowing mortgage activity.
How does loans held for sale compare across companies?
Standard for banks with active mortgage banking operations.