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SouthState SSB Loans held for sale

Loans held for sale at other companies

Truist Financial logo
Truist FinancialTFC
$2.48B+106%
First Community Corporation logo
First Community CorporationFCCO
$11.95M+8.8%
Southern First Bancshares logo
Southern First BancsharesSFST
$8.59M-20.0%
Regions Financial logo
Regions FinancialRF
$591M-0.5%
Southside Bancshares logo
Southside BancsharesSBSI
$341K-20.3%
Stock Yards Bancorp logo
Stock Yards BancorpSYBT
$8.26M+64.8%

Other financials

Income statement

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Revenue$672.7M+1.2%
Net income$230.0M+6.9%
EPS (diluted)$2.35+11.4%

Balance sheet

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Cash & equivalents$2.4B-32.2%
Total debt$520.5M+6.6%
Total equity$9.1B+3.8%
Total assets$68.9B+4.6%

Cash flow

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Operating cash flow$299.0M+337%
CapEx$16.1M+25.3%
Free cash flow$283.0M+303%

Valuation

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Market cap$10.59B+12.4%
P/E11.1×-4.8×
P/S3.9×-0.4×

Profitability

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Net margin34.9%+7.7pp
FCF margin24.1%

Returns & leverage

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Return on equity10.6%+2.4pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by SouthState in its filing.

Tagged under the XBRL concept us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup.

The source filing: SouthState’s 8-K, filed July 23, 2026. Open the filing →

Filed
Jul 23, 2026, 4:25 PM EDT
Accession
0001104659-26-086278

FAQ

What is SouthState's loans held for sale?
SouthState (SSB) reported loans held for sale of $405.44M in Q2 2026.
How has SouthState's loans held for sale changed year-over-year?
SouthState's loans held for sale increased by 27.1% year-over-year, from $318.99M to $405.44M.
What is the long-term trend for SouthState's loans held for sale?
Over 5 years (2020 to 2025), SouthState's loans held for sale has grown at a 3.5% compound annual growth rate (CAGR), from $290.47M to $345.34M.
What does loans held for sale mean?
Originated mortgage loans intended for sale into the secondary market, carried at fair value or lower of cost/market.

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