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Stellar Bancorp STEL Net Interest Income

Net Interest Income at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$25.37B+9.0%
Cullen/Frost Bankers logo
Cullen/Frost BankersCFR
$438.52M+5.4%
Texas Capital Bancshares logo
Texas Capital BancsharesTCBI
$254.72M+7.9%
Customers Bancorp logo
Customers BancorpCUBI
$191.35M+14.3%
Stock Yards Bancorp logo
Stock Yards BancorpSYBT
$78.42M+11.2%
National Bank Holdings logo
National Bank HoldingsNBHC
$108.8M+25.5%

Other financials

Income statement

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Revenue$111.0M+6.0%
Net income$27.0M+9.2%
EPS (diluted)$0.53+15.2%

Balance sheet

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Cash & equivalents$549.6M-2.0%
Total debt$15.5M-11.1%
Total equity$1.7B+3.5%
Total assets$10.9B+4.4%

Cash flow

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Operating cash flow$16.5M+391%
CapEx$268.0K-65.2%
Free cash flow$16.2M+352%

Valuation

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Market cap$1.98B+26.9%
Enterprise value$1.45B+43.8%
P/E18.8×+5.1×
P/S4.6×+1.0×

Profitability

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Net margin24.5%-2.1pp
FCF margin26.8%+5.5pp

Returns & leverage

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Return on equity6.4%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Stellar Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Stellar Bancorp’s 10-Q, filed April 28, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Stellar Bancorp's net interest income?
Stellar Bancorp (STEL) reported net interest income of $105.93M in Q1 2026.
How has Stellar Bancorp's net interest income changed year-over-year?
Stellar Bancorp's net interest income increased by 6.7% year-over-year, from $99.26M to $105.93M.
What is the long-term trend for Stellar Bancorp's net interest income?
Over 4 years (2021 to 2025), Stellar Bancorp's net interest income has grown at a 15.1% compound annual growth rate (CAGR), from $228.56M to $401.62M.
What does net interest income mean?
Net interest income is the difference between the interest earned on loans and securities and the interest paid on deposits and other borrowings. It represents the core profitability of the bank's primary business of financial intermediation. This metric is a key driver of overall bank performance and is highly sensitive to changes in market interest rates and the bank's asset-liability mix.