Where do Stellar Bancorp's ratios come from?

Every ratio is computed from Stellar Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

Stellar Bancorp STEL Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Profitability
Net margin	24.5%+0.2pp	24.3%+0.2pp	24.1%-1.8pp	25.9%-0.6pp	26.6%-0.1pp
Returns
Return on equity	6.4%+0.1pp	6.3%+0.1pp	6.2%-0.7pp	7%-0.3pp	7.2%-0.1pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Valuation
Market capitalization	$1.86B+17.4%	$1.58B+1.6%	$1.56B+8.3%	$1.44B-1.7%	$1.46B-3.3%
Price / earnings	17.7×+2.3×	15.4×+0.1×	15.3×+2.2×	13.1×+0.2×	12.9×-0.3×
Price / sales	4.3×+0.6×	3.7×+0.1×	3.7×+0.3×	3.4×0.0×	3.4×-0.1×
Price / book	1.1×+0.2×	0.9×0.0×	0.9×0.0×	0.9×0.0×	0.9×0.0×
Dividend yield	1.6%-0.2pp	1.8%0.0pp	1.9%-0.1pp	2%+0.1pp	2%+0.1pp

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Questions, answered.

Where do Stellar Bancorp's ratios come from?: Every ratio is computed from Stellar Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.