Where do Stellar Bancorp's ratios come from?

Every ratio is computed from Stellar Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

Stellar Bancorp STEL Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25	TTM Q1 '25
Profitability
Net margin	24.5%-2.1pp	24.3%-2.4pp	24.1%-2.7pp	25.9%0.0pp	26.6%-0.2pp
Returns
Return on equity	6.4%-0.8pp	6.3%-1.1pp	6.2%-1.4pp	7%-0.6pp	7.2%-0.8pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Valuation
Market capitalization	$1.86B+26.9%	$1.58B+4.6%	$1.56B+12.3%	$1.44B+17.5%	$1.46B+12.7%
Price / earnings	17.7×+4.8×	15.4×+2.2×	15.3×+3.4×	13.1×+2.3×	12.9×+2.0×
Price / sales	4.3×+0.9×	3.7×+0.2×	3.7×+0.5×	3.4×+0.6×	3.4×+0.5×
Price / book	1.1×+0.2×	0.9×0.0×	0.9×+0.1×	0.9×+0.1×	0.9×+0.1×
Dividend yield	1.6%-0.4pp	1.8%0.0pp	1.9%-0.1pp	2%-0.3pp	2%-0.2pp

Chart any of these lines over time, or line them up against competitors.

Compare these in charts →

Questions, answered.

Where do Stellar Bancorp's ratios come from?: Every ratio is computed from Stellar Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.