Discontinued — last reported Q4 '25

Current Liabilities

Savings deposits

Synchrony Financial Savings deposits increased by 2.1% to $82.48B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 0.7%, from $83.03B to $82.48B. Over 5 years (FY 2020 to FY 2025), Savings deposits shows an upward trend with a 5.3% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.

Analysis

StatementBalance Sheet Statement
SectionCurrent Liabilities
CategoryLiquidity
SignalHigher is better
VolatilityModerate
First reportedQ4 2014
Last reportedQ4 2025
Parent metricDeposits

How to read this metric

Higher balances provide a more stable funding base, reducing reliance on more expensive wholesale funding sources.

Detailed definition

The aggregate value of customer savings and money market deposit accounts held at the bank. These deposits are a critica...

Peer comparison

Standard line item for commercial and retail banking institutions.

Metric ID: bank_savings_deposits

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$59.50B$60.00B$61.91B$63.18B$64.33B$68.03B$71.34B$74.01B$75.34B$77.67B$80.79B$83.16B$82.71B$81.90B$81.66B$83.03B$81.86B$79.51B$80.75B$82.48B
QoQ Change+0.8%+3.2%+2.0%+1.8%+5.8%+4.9%+3.7%+1.8%+3.1%+4.0%+2.9%-0.5%-1.0%-0.3%+1.7%-1.4%-2.9%+1.6%+2.1%
YoY Change+8.1%+13.4%+15.2%+17.1%+17.1%+14.2%+13.3%+12.4%+9.8%+5.4%+1.1%-0.2%-1.0%-2.9%-1.1%-0.7%
% of Deposits99.4%99.4%99.4%99.4%99.4%99.5%99.4%99.4%99.4%99.5%99.6%99.5%99.5%99.5%99.5%99.5%99.5%99.5%99.5%99.5%
Share Change-0.0pp+0.0pp-0.0pp+0.0pp+0.0pp-0.0pp-0.0pp+0.0pp+0.0pp+0.1pp-0.0pp-0.0pp+0.0pp-0.0pp-0.0pp-0.0pp+0.0pp-0.0pp-0.0pp
Range$59.50B$83.16B
CAGR+7.1%
Avg YoY Growth+7.6%
Median YoY Growth+8.9%
Current Streak2 quarters growth

Frequently Asked Questions

What is Synchrony Financial's savings deposits?
Synchrony Financial (SYF) reported savings deposits of $82.48B in Q1 2026.
How has Synchrony Financial's savings deposits changed year-over-year?
Synchrony Financial's savings deposits decreased by 0.7% year-over-year, from $83.03B to $82.48B.
What is the long-term trend for Synchrony Financial's savings deposits?
Over 5 years (2020 to 2025), Synchrony Financial's savings deposits has grown at a 5.3% compound annual growth rate (CAGR), from $62.47B to $80.75B.
What does savings deposits mean?
Total customer savings and money market deposits.