Current Liabilities
Deposits
Synchrony Financial Deposits increased by 2.2% to $82.89B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 0.6%, from $83.44B to $82.89B. Over 5 years (FY 2020 to FY 2025), Deposits shows an upward trend with a 5.3% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
StatementBalance Sheet Statement
SectionCurrent Liabilities
CategoryLiquidity
SignalHigher is better
VolatilityModerate
First reportedQ4 2020
Last reportedQ1 2026
How to read this metric
An increase indicates strong customer acquisition and funding stability, while a decrease may signal liquidity risk or competitive pressure.
Detailed definition
Deposits represent the total liabilities owed to customers who have placed funds with the institution, including demand,...
Peer comparison
A core funding metric for banks and credit card issuers with banking charters.
Metric ID:
fin_depositsHistorical Data
20 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $59.84B | $60.35B | $62.27B | $63.58B | $64.71B | $68.40B | $71.74B | $74.43B | $75.77B | $78.07B | $81.15B | $83.55B | $83.10B | $82.28B | $82.06B | $83.44B | $82.26B | $79.89B | $81.14B | $82.89B |
| QoQ Change | — | +0.9% | +3.2% | +2.1% | +1.8% | +5.7% | +4.9% | +3.7% | +1.8% | +3.0% | +4.0% | +3.0% | -0.5% | -1.0% | -0.3% | +1.7% | -1.4% | -2.9% | +1.6% | +2.2% |
| YoY Change | — | — | — | — | +8.1% | +13.3% | +15.2% | +17.1% | +17.1% | +14.1% | +13.1% | +12.3% | +9.7% | +5.4% | +1.1% | -0.1% | -1.0% | -2.9% | -1.1% | -0.6% |
Range$59.84B – $83.55B
CAGR+7.1%
Avg YoY Growth+7.5%
Median YoY Growth+8.9%
Current Streak2 quarters growth
Deposits at Other Companies
Frequently Asked Questions
- What is Synchrony Financial's deposits?
- Synchrony Financial (SYF) reported deposits of $82.89B in Q1 2026.
- How has Synchrony Financial's deposits changed year-over-year?
- Synchrony Financial's deposits decreased by 0.6% year-over-year, from $83.44B to $82.89B.
- What is the long-term trend for Synchrony Financial's deposits?
- Over 5 years (2020 to 2025), Synchrony Financial's deposits has grown at a 5.3% compound annual growth rate (CAGR), from $62.78B to $81.14B.
- What does deposits mean?
- The total amount of money customers have deposited with the company.