Discontinued — last reported Q4 '25

Financing

Net change in deposits

Synchrony Financial Net change in deposits increased by 173.5% to $1.75B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 27.6%, from $1.37B to $1.75B. This is a positive signal — higher values indicate stronger performance for this metric.

Analysis

StatementCash Flow Statement
SectionFinancing
CategoryLiquidity
SignalHigher is better
VolatilityModerate
First reportedQ1 2013
Last reportedQ4 2025

How to read this metric

An increase indicates strong funding growth and customer retention, while a decrease may signal liquidity pressure or competitive outflows.

Detailed definition

This metric measures the net increase or decrease in customer deposits held by the institution. Deposits serve as a crit...

Peer comparison

Essential for banks and credit card issuers with banking charters.

Metric ID: net_change_in_deposits

Historical Data

13 periods
 Q2 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q1 '25Q3 '25Q1 '26
Value-$2.92B$1.30B$1.13B$3.69B$3.33B$2.72B$1.34B$2.30B$3.08B$2.40B$1.37B-$2.38B$1.75B
QoQ Change+144.6%-13.1%+226.1%-9.8%-18.3%-50.9%+72.0%+34.2%-22.3%-42.8%-273.5%+173.5%
YoY Change+138.7%+108.9%+18.0%-37.7%-7.4%-11.9%-42.8%+27.6%
Range-$2.92B$3.69B
CAGR-15.7%
Avg YoY Growth+24.2%
Median YoY Growth+5.3%

Frequently Asked Questions

What is Synchrony Financial's net change in deposits?
Synchrony Financial (SYF) reported net change in deposits of $1.75B in Q1 2026.
How has Synchrony Financial's net change in deposits changed year-over-year?
Synchrony Financial's net change in deposits increased by 27.6% year-over-year, from $1.37B to $1.75B.
What does net change in deposits mean?
The net change in the amount of money customers have deposited with the bank.