Non-Current Liabilities
Interest-Bearing Deposit Liabilities
Synchrony Financial Interest-Bearing Deposit Liabilities increased by 2.1% to $82.48B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 0.7%, from $83.03B to $82.48B. Over 5 years (FY 2020 to FY 2025), Interest-Bearing Deposit Liabilities shows an upward trend with a 5.3% CAGR.
Analysis
StatementBalance Sheet Statement
SectionNon-Current Liabilities
CategoryLiquidity
SignalContext dependent
VolatilityModerate
First reportedQ4 2025
Last reportedQ1 2026
How to read this metric
An increase indicates a reliance on stable, longer-term funding, while a decrease may suggest a shift toward more liquid or lower-cost funding sources.
Detailed definition
These represent long-term deposit obligations, such as certificates of deposit (CDs) or time deposits, that accrue inter...
Peer comparison
Standard across all retail and commercial banks as a primary funding source.
Metric ID:
non_current_liabilities_interest_bearing_deposit_liabilitiesHistorical Data
20 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $59.50B | $60.00B | $61.91B | $63.18B | $64.33B | $68.03B | $71.34B | $74.01B | $75.34B | $77.67B | $80.79B | $83.16B | $82.71B | $81.90B | $81.66B | $83.03B | $81.86B | $79.51B | $80.75B | $82.48B |
| QoQ Change | — | +0.8% | +3.2% | +2.0% | +1.8% | +5.8% | +4.9% | +3.7% | +1.8% | +3.1% | +4.0% | +2.9% | -0.5% | -1.0% | -0.3% | +1.7% | -1.4% | -2.9% | +1.6% | +2.1% |
| YoY Change | — | — | — | — | +8.1% | +13.4% | +15.2% | +17.1% | +17.1% | +14.2% | +13.3% | +12.4% | +9.8% | +5.4% | +1.1% | -0.2% | -1.0% | -2.9% | -1.1% | -0.7% |
Range$59.50B – $83.16B
CAGR+7.1%
Avg YoY Growth+7.6%
Median YoY Growth+8.9%
Current Streak2 quarters growth
Interest-Bearing Deposit Liabilities at Other Companies
Frequently Asked Questions
- What is Synchrony Financial's interest-bearing deposit liabilities?
- Synchrony Financial (SYF) reported interest-bearing deposit liabilities of $82.48B in Q1 2026.
- How has Synchrony Financial's interest-bearing deposit liabilities changed year-over-year?
- Synchrony Financial's interest-bearing deposit liabilities decreased by 0.7% year-over-year, from $83.03B to $82.48B.
- What is the long-term trend for Synchrony Financial's interest-bearing deposit liabilities?
- Over 5 years (2020 to 2025), Synchrony Financial's interest-bearing deposit liabilities has grown at a 5.3% compound annual growth rate (CAGR), from $62.47B to $80.75B.
- What does interest-bearing deposit liabilities mean?
- Long-term customer deposits that earn interest for the account holder.