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Synchrony Financial SYF Retained Earnings

Retained Earnings at other companies

American Express logo
American ExpressAXP
$26.38B+8.3%
JPMorgan Chase logo
JPMorgan ChaseJPM
$445.02B+12.0%
Ally Financial logo
Ally FinancialALLY
$827M+1,160%
Capital One Financial logo
Capital One FinancialCOF
$69.25B+13.7%
Medallion Financial logo
Medallion FinancialMFIN
$164.47M+17.7%
Bread Financial Holdings logo
Bread Financial HoldingsBFH
$1.78B+41.8%

Other financials

Income statement

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Net income$805.0M+6.3%
EPS (diluted)$2.27+20.1%

Balance sheet

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Cash & equivalents$20.6B-4.9%
Total debt$16.4B-3.4%
Total equity$16.5B-0.6%
Total assets$121.50B-0.4%

Cash flow

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Operating cash flow$2.2B-0.8%

Valuation

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Market cap$24.39B-6.7%
Enterprise value$20.26B-10.7%
P/E6.8×-1.2×

Returns & leverage

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Return on equity21.8%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Synchrony Financial in its filing.

Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.

The official record: Synchrony Financial’s 10-Q, filed April 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Synchrony Financial's retained earnings?
Synchrony Financial (SYF) reported retained earnings of $25.21B in Q1 2026.
How has Synchrony Financial's retained earnings changed year-over-year?
Synchrony Financial's retained earnings increased by 13.5% year-over-year, from $22.21B to $25.21B.
What is the long-term trend for Synchrony Financial's retained earnings?
Over 5 years (2020 to 2025), Synchrony Financial's retained earnings has grown at a 18.3% compound annual growth rate (CAGR), from $10.62B to $24.6B.
What does retained earnings mean?
Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.