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Synchrony Financial SYF Return on assets

Return on assets at other companies

American Express logo
American ExpressAXP
3.8%+0.1pp
JPMorgan Chase logo
JPMorgan ChaseJPM
1.3%-0.1pp
Capital One Financial logo
Capital One FinancialCOF
0.5%-0.5pp
Affirm Holdings, Inc. logo
Affirm Holdings, Inc.AFRM
3.2%+2.8pp
Mastercard logo
MastercardMA
30.9%+2.0pp
PayPal Holdings, Inc. logo
PayPal Holdings, Inc.PYPL
6.3%+0.7pp

Other financials

Income statement

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Net income$805.0M+6.3%
EPS (diluted)$2.27+20.1%

Balance sheet

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Cash & equivalents$20.6B-5.0%
Total debt$16.4B-3.4%
Total equity$16.5B-0.6%
Total assets$121.50B-0.4%

Cash flow

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Operating cash flow$2.2B-0.8%

Valuation

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Market cap$24.93B+14.9%
Enterprise value$20.8B+22.3%
P/E6.9×-0.4×

Returns & leverage

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Return on equity21.8%+3.2pp
Debt / equity0.0×

Where this comes from

Calculated from Synchrony Financial’s reported figures.

Based on trailing twelve months.

The official record: Synchrony Financial’s 10-Q, filed April 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Synchrony Financial's return on assets?
Synchrony Financial (SYF) reported return on assets of 3% in Q1 2026.
How has Synchrony Financial's return on assets changed year-over-year?
Synchrony Financial's return on assets increased by 21.3% year-over-year, from 2.4% to 3%.
What is the long-term trend for Synchrony Financial's return on assets?
Over 4 years (2021 to 2025), Synchrony Financial's return on assets has grown at a -6.4% compound annual growth rate (CAGR), from 14.5% to 11.2%.
What does return on assets mean?
How much profit the company squeezes out of everything it owns.
How do you interpret return on assets?
Higher means more productive assets. Unlike ROE, it is unaffected by leverage, so a wide ROE-minus-ROA gap flags a heavily levered balance sheet.
How does return on assets compare across companies?
Best compared within an industry — asset intensity varies enormously across sectors. Not meaningful for banks, whose assets are largely financial.