Business Segments · Interest on cash and debt securities
Business Segments — Interest on cash and debt securities
Synchrony Financial Business Segments — Interest on cash and debt securities increased by 2.2% to $190.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 20.2%, from $238.00M to $190.00M. Over 3 years (FY 2022 to FY 2025), Business Segments — Interest on cash and debt securities shows an upward trend with a 50.5% CAGR.
Analysis
StatementSegment
CategoryEfficiency
SignalContext dependent
VolatilityModerate
First reportedQ1 2022
Last reportedQ1 2026
How to read this metric
Higher values indicate larger cash holdings or a higher interest rate environment, while lower values suggest capital deployment into lending or reduced liquidity.
Detailed definition
Income earned from cash equivalents and investment-grade debt securities held by the segment for liquidity management pu...
Peer comparison
Commonly reported as 'Interest on Cash and Equivalents' or 'Investment Income' in banking segments.
Metric ID:
syf_segment_synchrony_segment_interest_on_cash_and_debt_securitiesHistorical Data
17 periods
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $66.25M | $66.25M | $66.25M | $66.25M | $202.00M | $202.00M | $202.00M | $202.00M | $275.00M | $281.00M | $263.00M | $230.00M | $238.00M | $258.00M | $221.00M | $186.00M | $190.00M |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +204.9% | +0.0% | +0.0% | +0.0% | +36.1% | +2.2% | -6.4% | -12.5% | +3.5% | +8.4% | -14.3% | -15.8% | +2.2% |
| YoY Change | — | — | — | — | +204.9% | +204.9% | +204.9% | +204.9% | +36.1% | +39.1% | +30.2% | +13.9% | -13.5% | -8.2% | -16.0% | -19.1% | -20.2% |
Range$66.25M – $281.00M
CAGR+30.1%
Avg YoY Growth+66.3%
Median YoY Growth+30.2%
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Frequently Asked Questions
- What is Synchrony Financial's business segments — interest on cash and debt securities?
- Synchrony Financial (SYF) reported business segments — interest on cash and debt securities of $190.00M in Q1 2026.
- How has Synchrony Financial's business segments — interest on cash and debt securities changed year-over-year?
- Synchrony Financial's business segments — interest on cash and debt securities decreased by 20.2% year-over-year, from $238.00M to $190.00M.
- What is the long-term trend for Synchrony Financial's business segments — interest on cash and debt securities?
- Over 3 years (2022 to 2025), Synchrony Financial's business segments — interest on cash and debt securities has grown at a 50.5% compound annual growth rate (CAGR), from $265.00M to $903.00M.
- What does business segments — interest on cash and debt securities mean?
- Interest earned on cash balances and investment securities.