Business Segments · Noninterest Expense

Business Segments — Noninterest Expense

Synchrony Financial Business Segments — Noninterest Expense decreased by 5.9% to $1.32B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 5.9%, from $1.24B to $1.32B. Over 3 years (FY 2022 to FY 2025), Business Segments — Noninterest Expense shows an upward trend with a 5.8% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityStable
First reportedQ1 2022
Last reportedQ1 2026

How to read this metric

Lowering this relative to revenue indicates improved operating leverage and efficiency, while rising costs may compress margins.

Detailed definition

The sum of all operating costs required to run the segment, excluding interest expense and credit loss provisions. This...

Peer comparison

Commonly referred to as 'Operating Expenses' or 'Non-Interest Expense' across the banking industry.

Metric ID: syf_segment_synchrony_segment_noninterest_expense

Historical Data

17 periods
 Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$1.08B$1.08B$1.08B$1.08B$1.19B$1.19B$1.19B$1.19B$1.21B$1.18B$1.19B$1.27B$1.24B$1.25B$1.25B$1.40B$1.32B
QoQ Change+0.0%+0.0%+0.0%+9.7%+0.0%+0.0%+0.0%+1.4%-2.4%+1.0%+6.6%-1.9%+0.2%+0.2%+12.1%-5.9%
YoY Change+9.7%+9.7%+9.7%+9.7%+1.4%-1.1%-0.0%+6.5%+3.1%+5.8%+5.0%+10.4%+5.9%
Range$1.08B$1.40B
CAGR+5.0%
Avg YoY Growth+5.8%
Median YoY Growth+5.9%

Frequently Asked Questions

What is Synchrony Financial's business segments — noninterest expense?
Synchrony Financial (SYF) reported business segments — noninterest expense of $1.32B in Q1 2026.
How has Synchrony Financial's business segments — noninterest expense changed year-over-year?
Synchrony Financial's business segments — noninterest expense increased by 5.9% year-over-year, from $1.24B to $1.32B.
What is the long-term trend for Synchrony Financial's business segments — noninterest expense?
Over 3 years (2022 to 2025), Synchrony Financial's business segments — noninterest expense has grown at a 5.8% compound annual growth rate (CAGR), from $4.34B to $5.14B.
What does business segments — noninterest expense mean?
Total operating costs excluding interest and credit losses.