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The Bancorp TBBK REBL — Interest Expense Operating

Other segment segments

Fintech
$32.9M-23.2%
Institutional Banking
$1.23M+38.1%
Commercial
$10K0.0%

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Other financials

Income statement

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Revenue$163.5M-9.8%
Net income$60.7M+1.4%
EPS (diluted)$1.45+14.2%

Balance sheet

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Cash & equivalents$80.1M-76.5%
Total debt$748.3M+5,284%
Total equity$705.4M-18.0%
Total assets$9.2B+4.3%

Cash flow

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Operating cash flow$34.9M-31.0%
CapEx$466.0K-8.1%
Free cash flow$34.4M-31.2%

Valuation

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Market cap$2.95B+1.5%
Enterprise value$3.61B+40.2%
P/E12.7×-0.2×
P/S4.4×-0.1×

Profitability

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Gross margin100%
Net margin34.5%-0.4pp
FCF margin52.2%+11.7pp

Returns & leverage

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Return on equity29.6%+2.2pp
Debt / equity1.1×+1.0×

Where this comes from

Reported directly by The Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseOperating.

The source filing: The Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 2:21 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054157
Line itemFintechCredit Solutions / REBLCredit Solutions / Institutional BankingCredit Solutions / CommercialCorporateTotal
Interest income$2,834$45,103$29,104$32,883$22,125$132,049
Interest allocation63,802(24,265)(18,502)(17,894)(3,141)
Interest expense32,8971,226107,45041,583
Net interest income33,73920,8389,37614,97911,53490,466
Provision for credit losses(1)25,765(294)601,071(513)26,089
Non-interest income(1)67,3662,7727331,92924073,040
Direct non-interest expense:
Salaries and employee benefits4,8751,2037764,67825,89437,426

Item 1. Financial Statements

FAQ

What is The Bancorp's REBL — interest expense operating?
The Bancorp (TBBK) reported REBL — interest expense operating of $0 in Q2 2026.
What does REBL — interest expense operating mean?
This metric captures the interest costs incurred by the real estate bridge lending segment to fund its loan assets. It reflects the cost of capital associated with the segment's specific funding sources, such as deposits or credit facilities. Analyzing this expense relative to interest income is vital for determining the segment's net interest margin and pricing efficiency.

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