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Trico Bancshares TCBK Bank Owned Life Insurance Income

Bank Owned Life Insurance Income at other companies

Stock Yards Bancorp logo
Stock Yards BancorpSYBT
$632K+1.6%
Customers Bancorp logo
Customers BancorpCUBI
$3.08M-33.8%
UBS
United BanksharesUBSI
$2.99M-11.2%
Provident Financial Services logo
Provident Financial ServicesPFS
$4.03M+92.8%
TFS Financial logo
TFS FinancialTFSL
$2.72M+1.4%
Independent Bank Corp logo
Independent Bank CorpINDB
$2.71M+31.3%

Other financials

Income statement

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Revenue$108.3M+9.8%
Net income$33.7M+27.8%
EPS (diluted)$1.04+30.0%

Balance sheet

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Cash & equivalents$301.3M-2.3%
Total debt$26.5M+7.6%
Total equity$1.3B+5.5%
Total assets$9.9B+1.3%

Cash flow

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Operating cash flow$33.7M+37.5%
CapEx$712.0K-57.8%
Free cash flow$33.0M+44.5%

Valuation

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Market cap$1.68B+16.0%
Enterprise value$1.41B+21.2%
P/E13×+0.3×
P/S3.9×+0.3×

Profitability

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Net margin30.1%+1.4pp
FCF margin32.2%+6.0pp

Returns & leverage

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Return on equity10%+0.6pp
Debt / equity0.0×

Where this comes from

Reported directly by Trico Bancshares in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsuranceIncome.

The official record: Trico Bancshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Trico Bancshares's bank owned life insurance income?
Trico Bancshares (TCBK) reported bank owned life insurance income of $816K in Q1 2026.
How has Trico Bancshares's bank owned life insurance income changed year-over-year?
Trico Bancshares's bank owned life insurance income decreased by 0.5% year-over-year, from $820K to $816K.
What is the long-term trend for Trico Bancshares's bank owned life insurance income?
Over 4 years (2021 to 2025), Trico Bancshares's bank owned life insurance income has grown at a 5.2% compound annual growth rate (CAGR), from $2.78M to $3.4M.
What does bank owned life insurance income mean?
This captures the increase in the cash surrender value of life insurance policies held by the bank on the lives of key employees or executives. It serves as a tax-advantaged method to offset the costs of employee benefit programs. The income recognized represents the accretion of the policy's cash value over time.