What is Texas Community Bancshares, Inc.'s net margin?

Texas Community Bancshares, Inc. (TCBS) reported net margin of 18.1% in Q1 2026.

What is the long-term trend for Texas Community Bancshares, Inc.'s net margin?

Over 2 years (2021 to 2025), Texas Community Bancshares, Inc.'s net margin has grown at a 84.2% compound annual growth rate (CAGR), from 5.1% to 17.3%.

What does net margin mean?

Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.

Texas Community Bancshares, Inc. TCBS Net margin

Net margin at other companies

JPMorgan ChaseJPM

31.5%-1.5pp

Southside BancsharesSBSI

29.2%-5.0pp

Prosperity BancsharesPB

40.4%-0.5pp

Magyar BancorpMGYR

24.4%-1.6pp

SR Bancorp, Inc.SRBK

-27.5%-37.6pp

ECB Bancorp, Inc.ECBK

17.3%+0.9pp

Other financials

Income statement

See full

Revenue$4.1M+8.9%

Net income$836.0K+30.0%

EPS (diluted)$0.31+40.9%

Balance sheet

See full

Cash & equivalents$6.5M-45.4%

Total debt$13.6M+232%

Total equity$54.2M+2.8%

Total assets$430.4M-2.7%

Cash flow

See full

Operating cash flow$1.6M+205%

CapEx$1.8M+6,279%

Free cash flow-$178.0K+88.6%

Valuation

See full

Market cap$50.78M+5.7%

P/E16.7×—

P/S3×-0.1×

Profitability

See full

FCF margin14.1%+11.9pp

Returns & leverage

See full

Return on equity5.7%—

Debt / equity0.3×+0.2×

Where this comes from

Calculated from Texas Community Bancshares, Inc.’s reported figures.

net income/total revenue=18.1%

Based on trailing twelve months.

The official record: Texas Community Bancshares, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Texas Community Bancshares, Inc.'s net margin?: Texas Community Bancshares, Inc. (TCBS) reported net margin of 18.1% in Q1 2026.
What is the long-term trend for Texas Community Bancshares, Inc.'s net margin?: Over 2 years (2021 to 2025), Texas Community Bancshares, Inc.'s net margin has grown at a 84.2% compound annual growth rate (CAGR), from 5.1% to 17.3%.
What does net margin mean?: Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.