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Texas Community Bancshares, Inc. TCBS Cash In Excess Of Federal Deposit Insurance Limit

Cash In Excess Of Federal Deposit Insurance Limit at other companies

Penumbra logo
PenumbraPEN
0.30.0%
GBC
Glacier BancorpGBCI
$1.62B+27.6%
Camden National logo
Camden NationalCAC
$250K0.0%
electroCore, Inc. logo
electroCore, Inc.ECOR
$250K0.0%
Capital Southwest logo
Capital SouthwestCSWC
$27.5M-36.2%
Warby Parker logo
Warby ParkerWRBY
$286.6M+8.6%

Other financials

Income statement

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Revenue$4.1M+8.9%
Net income$836.0K+30.0%
EPS (diluted)$0.31+40.9%

Balance sheet

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Cash & equivalents$6.5M-45.4%
Total debt$13.6M+232%
Total equity$54.2M+2.8%
Total assets$430.4M-2.7%

Cash flow

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Operating cash flow$1.6M+205%
CapEx$1.8M+6,279%
Free cash flow-$178.0K+88.6%

Valuation

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Market cap$50.78M+5.7%
P/E16.7×
P/S-0.1×

Profitability

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Net margin18.1%
FCF margin14.1%+11.9pp

Returns & leverage

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Return on equity5.7%
Debt / equity0.3×+0.2×

Where this comes from

Reported directly by Texas Community Bancshares, Inc. in its filing.

Tagged under the XBRL concept tcbs:CashInExcessOfFederalDepositInsuranceLimit.

The official record: Texas Community Bancshares, Inc.’s 10-K, filed March 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Texas Community Bancshares, Inc.'s cash in excess of federal deposit insurance limit?
Texas Community Bancshares, Inc. (TCBS) reported cash in excess of federal deposit insurance limit of $5.21M in Q4 2025.
How has Texas Community Bancshares, Inc.'s cash in excess of federal deposit insurance limit changed year-over-year?
Texas Community Bancshares, Inc.'s cash in excess of federal deposit insurance limit decreased by 44.7% year-over-year, from $9.42M to $5.21M.
What is the long-term trend for Texas Community Bancshares, Inc.'s cash in excess of federal deposit insurance limit?
Over 4 years (2021 to 2025), Texas Community Bancshares, Inc.'s cash in excess of federal deposit insurance limit has grown at a -21.4% compound annual growth rate (CAGR), from $13.66M to $5.21M.
What does cash in excess of federal deposit insurance limit mean?
This figure quantifies the amount of cash held in deposit accounts that exceeds the standard coverage limits provided by federal deposit insurance agencies. It is a critical measure for assessing liquidity risk and the potential for deposit volatility during periods of financial instability.