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Texas Community Bancshares, Inc. TCBS FHLB advances borrowing capacity

FHLB advances borrowing capacity at other companies

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Other financials

Income statement

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Revenue$4.1M+8.9%
Net income$836.0K+30.0%
EPS (diluted)$0.31+40.9%

Balance sheet

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Cash & equivalents$6.5M-45.4%
Total debt$13.6M+232%
Total equity$54.2M+2.8%
Total assets$430.4M-2.7%

Cash flow

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Operating cash flow$1.6M+205%
CapEx$1.8M+6,279%
Free cash flow-$178.0K+88.6%

Valuation

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Market cap$50.78M+5.7%
P/E16.7×
P/S-0.1×

Profitability

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Net margin18.1%
FCF margin14.1%+11.9pp

Returns & leverage

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Return on equity5.7%
Debt / equity0.3×+0.2×

Where this comes from

Reported directly by Texas Community Bancshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds.

The official record: Texas Community Bancshares, Inc.’s 10-K, filed March 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Texas Community Bancshares, Inc.'s FHLB advances borrowing capacity?
Texas Community Bancshares, Inc. (TCBS) reported FHLB advances borrowing capacity of $100.25M in Q4 2025.
What is the long-term trend for Texas Community Bancshares, Inc.'s FHLB advances borrowing capacity?
Over 3 years (2022 to 2025), Texas Community Bancshares, Inc.'s FHLB advances borrowing capacity has grown at a 10.9% compound annual growth rate (CAGR), from $73.44M to $100.25M.
What does FHLB advances borrowing capacity mean?
This metric measures the total remaining borrowing capacity available to the institution through the Federal Home Loan Bank system. It reflects the bank's ability to access contingent liquidity by pledging eligible collateral against FHLB advances. A higher capacity indicates greater financial flexibility to meet deposit outflows or fund loan growth.