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Texas Community Bancshares, Inc. TCBS Weighted-average contractual interest rates for FHLB advances

Weighted-average contractual interest rates for FHLB advances at other companies

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Other financials

Income statement

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Revenue$4.1M+8.9%
Net income$836.0K+30.0%
EPS (diluted)$0.31+40.9%

Balance sheet

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Cash & equivalents$6.5M-45.4%
Total debt$13.6M+232%
Total equity$54.2M+2.8%
Total assets$430.4M-2.7%

Cash flow

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Operating cash flow$1.6M+205%
CapEx$1.8M+6,279%
Free cash flow-$178.0K+88.6%

Valuation

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Market cap$50.78M+5.7%
P/E16.7×
P/S-0.1×

Profitability

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Net margin18.1%
FCF margin14.1%+11.9pp

Returns & leverage

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Return on equity5.7%
Debt / equity0.3×+0.2×

Where this comes from

Reported directly by Texas Community Bancshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:FederalHomeLoanBankAdvancesWeightedAverageInterestRate.

The official record: Texas Community Bancshares, Inc.’s 10-K, filed March 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Texas Community Bancshares, Inc.'s weighted-average contractual interest rates for FHLB advances?
Texas Community Bancshares, Inc. (TCBS) reported weighted-average contractual interest rates for FHLB advances of 4.2% in Q4 2025.
How has Texas Community Bancshares, Inc.'s weighted-average contractual interest rates for FHLB advances changed year-over-year?
Texas Community Bancshares, Inc.'s weighted-average contractual interest rates for FHLB advances increased by 4.0% year-over-year, from 4% to 4.2%.
What is the long-term trend for Texas Community Bancshares, Inc.'s weighted-average contractual interest rates for FHLB advances?
Over 4 years (2021 to 2025), Texas Community Bancshares, Inc.'s weighted-average contractual interest rates for FHLB advances has grown at a 18.6% compound annual growth rate (CAGR), from 2.1% to 4.2%.
What does weighted-average contractual interest rates for FHLB advances mean?
The average interest rate paid on outstanding Federal Home Loan Bank advances, weighted by the principal amount of each individual advance. This metric reflects the bank's cost of wholesale funding and its sensitivity to changes in market interest rates. It is a vital indicator for assessing the net interest margin impact of the bank's borrowing strategy.