Provision for Loan, Lease, and Other Losses
Truist Financial Provision for Loan, Lease, and Other Losses decreased by 6.4% to $479.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 4.6%, from $458.00M to $479.00M. Over 4 years (FY 2021 to FY 2025), Provision for Loan, Lease, and Other Losses shows an upward trend with a 23.5% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase suggests management anticipates higher credit risk or economic deterioration, while a decrease indicates improved credit quality or a more optimistic outlook.
Detailed definition
This represents the non-cash expense charged to the income statement to build the allowance for credit losses. It reflec...
Peer comparison
Standard across all commercial and retail banks; peers report this as 'Provision for Credit Losses'.
operating_provision_for_loan_lease_and_other_lossesHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | -$434.00M | -$324.00M | -$103.00M | -$95.00M | $171.00M | $234.00M | $467.00M | $502.00M | $538.00M | $497.00M | $572.00M | $500.00M | $451.00M | $448.00M | $471.00M | $458.00M | $488.00M | $436.00M | $512.00M | $479.00M |
| QoQ Change | — | +25.3% | +68.2% | +7.8% | +280.0% | +36.8% | +99.6% | +7.5% | +7.2% | -7.6% | +15.1% | -12.6% | -9.8% | -0.7% | +5.1% | -2.8% | +6.6% | -10.7% | +17.4% | -6.4% |
| YoY Change | — | — | — | — | +139.4% | +172.2% | +553.4% | +628.4% | +214.6% | +112.4% | +22.5% | -0.4% | -16.2% | -9.9% | -17.7% | -8.4% | +8.2% | -2.7% | +8.7% | +4.6% |
Business Segments
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| CSBB | $308.00M | $353.00M | $346.00M | $327.00M | $384.00M | $400.00M | $431.00M | $374.00M |
| WB | $142.00M | $96.00M | $124.00M | $132.00M | $104.00M | $36.00M | $82.00M | $105.00M |
| OT&C | $1.00M | -$1.00M | $1.00M | -$1.00M | $0.00 | $0.00 | -$1.00M | $0.00 |
| Total | $451.00M | $448.00M | $471.00M | $458.00M | $488.00M | $436.00M | $512.00M | $479.00M |
CB-Commercial, CB-Retail, IH were previously reported and have since been discontinued or reclassified. Only currently active segments are shown in the chart.
Provision for Loan, Lease, and Other Losses at Other Companies
Frequently Asked Questions
- What is Truist Financial's provision for loan, lease, and other losses?
- Truist Financial (TFC) reported provision for loan, lease, and other losses of $479.00M in Q1 2026.
- How has Truist Financial's provision for loan, lease, and other losses changed year-over-year?
- Truist Financial's provision for loan, lease, and other losses increased by 4.6% year-over-year, from $458.00M to $479.00M.
- What is the long-term trend for Truist Financial's provision for loan, lease, and other losses?
- Over 4 years (2021 to 2025), Truist Financial's provision for loan, lease, and other losses has grown at a 23.5% compound annual growth rate (CAGR), from -$813.00M to $1.89B.
- What does provision for loan, lease, and other losses mean?
- The amount set aside to cover expected future losses from bad loans.