What is Truist Financial's wb — provision for credit losses?

Truist Financial (TFC) reported wb — provision for credit losses of $105.00M in Q1 2026.

How has Truist Financial's wb — provision for credit losses changed year-over-year?

Truist Financial's wb — provision for credit losses decreased by 20.5% year-over-year, from $132.00M to $105.00M.

What is the long-term trend for Truist Financial's wb — provision for credit losses?

Over 3 years (2022 to 2025), Truist Financial's wb — provision for credit losses has grown at a 57.7% compound annual growth rate (CAGR), from -$90.00M to $353.00M.

What does wb — provision for credit losses mean?

The amount set aside by the Wholesale Banking unit to cover expected future loan losses.

Business Segments · Provision for Credit Losses

WB — Provision for Credit Losses

Truist Financial WB — Provision for Credit Losses increased by 29.6% to $105.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 20.5%, from $132.00M to $105.00M. Over 3 years (FY 2022 to FY 2025), WB — Provision for Credit Losses shows an upward trend with a 57.7% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementSegment

CategoryRisk

SignalLower is better

VolatilityVolatile

First reportedQ1 2022

Last reportedQ1 2026

Rolls up toProvision for Credit Losses

How to read this metric

An increase signals deteriorating credit quality or a more conservative economic outlook, while a decrease suggests improved borrower health or reduced risk exposure.

Detailed definition

This is the non-cash expense charged to the Wholesale Banking segment's income statement to maintain an adequate allowan...

Peer comparison

Commonly reported as Provision for Credit Losses (PCL) by all commercial banking peers.

Metric ID: tfc_segment_wb_provision_for_credit_losses

Historical Data

17 periods

	Q1 '22	Q2 '22	Q3 '22	Q4 '22	Q1 '23	Q2 '23	Q3 '23	Q4 '23	Q1 '24	Q2 '24	Q3 '24	Q4 '24	Q1 '25	Q2 '25	Q3 '25	Q4 '25	Q1 '26
Value	-$22.50M	-$22.50M	-$22.50M	-$22.50M	$235.00M	$309.00M	$243.00M	$212.00M	$198.00M	$142.00M	$96.00M	$126.00M	$132.00M	$104.00M	$36.00M	$81.00M	$105.00M
QoQ Change	—	+0.0%	+0.0%	+0.0%	>999%	+31.5%	-21.4%	-12.8%	-6.6%	-28.3%	-32.4%	+31.3%	+4.8%	-21.2%	-65.4%	+125.0%	+29.6%
YoY Change	—	—	—	—	>999%	>999%	>999%	>999%	-15.7%	-54.0%	-60.5%	-40.6%	-33.3%	-26.8%	-62.5%	-35.7%	-20.5%

Range-$22.50M – $309.00M

CAGR+47.0%

Avg YoY Growth+345.4%

Median YoY Growth-26.8%

Current Streak2 quarters growth

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Frequently Asked Questions

What is Truist Financial's wb — provision for credit losses?: Truist Financial (TFC) reported wb — provision for credit losses of $105.00M in Q1 2026.
How has Truist Financial's wb — provision for credit losses changed year-over-year?: Truist Financial's wb — provision for credit losses decreased by 20.5% year-over-year, from $132.00M to $105.00M.
What is the long-term trend for Truist Financial's wb — provision for credit losses?: Over 3 years (2022 to 2025), Truist Financial's wb — provision for credit losses has grown at a 57.7% compound annual growth rate (CAGR), from -$90.00M to $353.00M.
What does wb — provision for credit losses mean?: The amount set aside by the Wholesale Banking unit to cover expected future loan losses.