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Wells Fargo & Company WFC Consumer Banking and Lending — Provision for Credit Losses

Other segment segments

Corporate and Investment Banking
$175M
Commercial Banking
$150M-19.8%
Wealth And Investment Management
-$10M-191%

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MFINConsumer Lending — Provision For Loan Losses Expensed
$18.45M+9.3%

Other financials

Income statement

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Revenue$22.6B+8.6%
Net income$6.4B+16.6%
EPS (diluted)$2.00+25.0%

Balance sheet

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Cash & equivalents$42.2B-78.2%
Total debt$207.31B-43.7%
Total equity$180.19B-0.5%
Total assets$2.28T+15.2%

Cash flow

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Operating cash flow$9.1B+183%

Valuation

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Market cap$265.03B-0.1%
Enterprise value$430.17B-2.4%
P/E11.7×-1.2×
P/S3.1×-0.2×

Profitability

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Net margin26%+0.9pp

Returns & leverage

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Return on equity12.5%+1.0pp
Debt / equity1.2×-0.9×

Where this comes from

Reported directly by Wells Fargo & Company in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The official record: Wells Fargo & Company’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Wells Fargo & Company's consumer banking and lending — provision for credit losses?
Wells Fargo & Company (WFC) reported consumer banking and lending — provision for credit losses of $818M in Q1 2026.
How has Wells Fargo & Company's consumer banking and lending — provision for credit losses changed year-over-year?
Wells Fargo & Company's consumer banking and lending — provision for credit losses increased by 10.7% year-over-year, from $739M to $818M.
What is the long-term trend for Wells Fargo & Company's consumer banking and lending — provision for credit losses?
Over 3 years (2022 to 2025), Wells Fargo & Company's consumer banking and lending — provision for credit losses has grown at a 13.9% compound annual growth rate (CAGR), from $2.28B to $3.36B.
What does consumer banking and lending — provision for credit losses mean?
An expense charged to the income statement to maintain the allowance for credit losses at a level considered adequate to cover estimated future losses in the loan portfolio. It reflects management's assessment of credit risk and the economic environment.