Consumer Banking and Lending — Provision for Credit Losses
Business Segments · Provision for Credit LossesWells Fargo & Company Consumer Banking and Lending — Provision for Credit Losses remained flat by 0.0% to $840.50M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 5.6%, from $890.25M to $840.50M. Over 2 years (FY 2023 to FY 2025), Consumer Banking and Lending — Provision for Credit Losses shows relatively stable performance with a 1.0% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase suggests higher expected credit risk or economic downturn; a decrease suggests improved credit quality or a more optimistic economic outlook.
Detailed definition
An expense charged to the income statement to maintain the allowance for credit losses at a level considered adequate to...
Peer comparison
Universal metric for assessing credit quality and risk management in banking.
wfc_segment_consumer_banking_and_lending_provision_for_credit_lossesHistorical Data
| FY'23 | FY'24 | FY'25 | |
|---|---|---|---|
| Value | $3.30B | $3.56B | $3.36B |
| YoY Change | — | +7.9% | -5.6% |
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Frequently Asked Questions
- What is Wells Fargo & Company's consumer banking and lending — provision for credit losses?
- Wells Fargo & Company (WFC) reported consumer banking and lending — provision for credit losses of $840.50M in Q4 2025.
- How has Wells Fargo & Company's consumer banking and lending — provision for credit losses changed year-over-year?
- Wells Fargo & Company's consumer banking and lending — provision for credit losses decreased by 5.6% year-over-year, from $890.25M to $840.50M.
- What is the long-term trend for Wells Fargo & Company's consumer banking and lending — provision for credit losses?
- Over 2 years (2023 to 2025), Wells Fargo & Company's consumer banking and lending — provision for credit losses has grown at a 1.0% compound annual growth rate (CAGR), from $3.30B to $3.36B.
- What does consumer banking and lending — provision for credit losses mean?
- The amount set aside to cover potential future losses from loans that may not be repaid.