Discontinued — last reported Q4 '23
Truist Financial CB-Commercial — Segment net interest income after provision increased by 3.3% to $1.44B in Q4 2023 compared to the prior quarter. Year-over-year, this metric declined by 16.8%, from $1.73B to $1.44B. Over 2 years (FY 2021 to FY 2023), CB-Commercial — Segment net interest income after provision shows relatively stable performance with a 0.9% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
An increase indicates strong lending profitability and effective credit risk management, while a decrease suggests margin pressure or rising credit costs.
This represents the net interest income of the segment after deducting the provision for credit losses. It provides a cl...
Commonly referred to as 'Net Revenue' or 'Risk-Adjusted NII' in banking segment analysis.
tfc_segment_c_cb_segment_net_interest_income_after_provision| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $1.61B | $1.44B | $1.35B | $1.40B | $1.36B | $1.67B | $1.73B | $1.52B | $1.39B | $1.40B | $1.44B |
| QoQ Change | — | -10.9% | -5.8% | +3.3% | -2.6% | +22.8% | +3.6% | -12.3% | -8.7% | +0.6% | +3.3% |
| YoY Change | — | — | — | — | -15.6% | +16.4% | +28.1% | +8.6% | +1.9% | -16.5% | -16.8% |