Discontinued — last reported Q4 '25
Revenue
Net Interest Income (After Provisions)
Analysis
StatementIncome Statement
SectionRevenue
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ1 2013
Last reportedQ4 2025
How to read this metric
Higher values indicate a healthy, profitable lending business, while lower values suggest that credit losses are eroding the interest margin.
Detailed definition
This metric measures the net interest income remaining after accounting for the expected credit losses. It provides a cl...
Peer comparison
Commonly used by banks to assess risk-adjusted lending performance.
Metric ID:
net_interest_income_after_provisionBusiness Segments
| Segment | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 |
|---|---|---|---|---|---|---|---|---|
| CSBB | — | — | — | — | — | $2.30B | $2.32B | $2.29B |
| WB | — | — | — | — | — | $1.48B | $1.55B | $1.55B |
| CB-Commercial | $1.73B | $1.52B | $1.39B | $1.40B | $1.44B | — | — | — |
| CB-Retail | $2.67B | $2.47B | $2.44B | $2.41B | $2.38B | — | — | — |
| IH | $41.00M | $14.00M | -$84.00M | -$80.00M | -$85.00M | — | — | — |
| OT&C | -$933.00M | -$634.00M | -$661.00M | -$659.00M | -$769.00M | — | — | — |
| Total | — | — | — | — | — | — | — | — |
CB-Commercial, CB-Retail, CSBB, IH, OT&C, WB were previously reported and have since been discontinued or reclassified. Only currently active segments are shown in the chart.
Net Interest Income (After Provisions) at Other Companies
Frequently Asked Questions
- What does net interest income (after provisions) mean?
- Net interest income adjusted for expected loan losses.