Discontinued — last reported Q4 '23
Truist Financial CB-Retail — Segment net interest income after provision decreased by 1.1% to $2.38B in Q4 2023 compared to the prior quarter. Year-over-year, this metric declined by 10.9%, from $2.67B to $2.38B. Over 2 years (FY 2021 to FY 2023), CB-Retail — Segment net interest income after provision shows an upward trend with a 9.5% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
An increase indicates that the segment is successfully managing the balance between interest revenue and credit risk.
This is a key profitability metric calculated by subtracting the provision for credit losses from the net interest incom...
A standard performance measure for banking segments; peers often refer to this as 'Risk-Adjusted Net Interest Income'.
tfc_segment_cb_w_segment_net_interest_income_after_provision| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $2.12B | $2.04B | $1.89B | $2.10B | $2.08B | $2.36B | $2.67B | $2.47B | $2.44B | $2.41B | $2.38B |
| QoQ Change | — | -3.8% | -7.6% | +11.6% | -1.4% | +13.8% | +13.1% | -7.7% | -0.9% | -1.4% | -1.1% |
| YoY Change | — | — | — | — | -2.2% | +15.7% | +41.7% | +17.2% | +17.8% | +2.0% | -10.9% |