Discontinued — last reported Q3 '17

Business Segments · Interest Income Expense Net

Residential Mortgage Banking — Interest Income Expense Net

Analysis

StatementSegment
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ1 2013
Last reportedQ3 2017

How to read this metric

An increase suggests improved net interest margins or higher loan volumes, while a decrease may indicate compressed spreads, rising funding costs, or a contraction in the mortgage portfolio.

Detailed definition

This metric represents the net interest income generated by the residential mortgage banking segment, calculated as the...

Peer comparison

Comparable to net interest income metrics reported by other regional and national banks with significant mortgage banking operations, often analyzed alongside mortgage servicing rights and gain-on-sale margins.

Metric ID: tfc_segment_residential_mortgage_banking_interest_income_expense_net

Frequently Asked Questions

What does residential mortgage banking — interest income expense net mean?
The net interest profit earned by the residential mortgage division after subtracting the cost of funding the mortgage loans.