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Triumph Financial TFIN Net Interest Income

Net Interest Income at other companies

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$81.7M+7.2%

Segments

By segment

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Banking$50.92M-6.2%
Factoring$28.76M+14.5%
Payments$9.13M+18.0%
Intelligence$0

Other financials

Income statement

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Revenue$120.2M+11.3%
Net income$11.4M+157%
EPS (diluted)$0.44+193%

Balance sheet

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Cash & equivalents$896.8M+218%
Total debt$25.1M-14.9%
Total equity$963.3M+5.6%
Total assets$7.4B+14.0%

Cash flow

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Operating cash flow$46.2M+371%
CapEx$3.5M+15.0%
Free cash flow$42.7M

Valuation

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Market cap$1.81B+39.4%
P/E46.9×-48.5×
P/S+0.9×

Profitability

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Net margin8.5%+5.2pp
FCF margin13.3%

Returns & leverage

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Return on equity4.1%+2.6pp
Debt / equity0.0×

Where this comes from

Reported directly by Triumph Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: Triumph Financial’s 10-Q, filed July 21, 2026.

Filed
Jul 21, 2026, 4:18 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001539638-26-000029
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Junior subordinated debentures9651,0351,9192,029
Other borrowings563,3221,0495,136
Total interest expense25,71120,52342,37238,410
Net interest income98,82688,678184,920173,061
Credit loss expense (benefit)2,736(702)2,129628
Net interest income after credit loss expense (benefit)96,09089,380182,791172,433
Noninterest income:
Service charges on deposits1,7981,7423,0103,338

Item 1. Financial Statements

FAQ

What is Triumph Financial's net interest income?
Triumph Financial (TFIN) reported net interest income of $98.83M in Q2 2026.
How has Triumph Financial's net interest income changed year-over-year?
Triumph Financial's net interest income increased by 11.4% year-over-year, from $88.68M to $98.83M.
What is the long-term trend for Triumph Financial's net interest income?
Over 4 years (2021 to 2025), Triumph Financial's net interest income has grown at a -1.3% compound annual growth rate (CAGR), from $369.13M to $350.59M.
What does net interest income mean?
Net interest income is the difference between the interest earned on interest-earning assets and the interest paid on interest-bearing liabilities. It serves as the primary indicator of the core profitability of the bank's lending and deposit-taking activities.

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