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Tompkins Financial TMP Net Interest Income

Net Interest Income at other companies

M&T Bank logo
M&T BankMTB
$1.75B+3.4%
KeyCorp logo
KeyCorpKEY
$1.22B+11.5%
First Commonwealth Financial logo
First Commonwealth FinancialFCF
$108.97M+14.1%
Community Financial System logo
Community Financial SystemCBU
$134.71M+12.1%
Financial Institutions logo
Financial InstitutionsFISI
$51.99M+10.9%
F.N.B. Corporation logo
F.N.B. CorporationFNB
$359M+11.1%

Segments

By segment

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Banking$71.86M+26.8%
Wealth Management$0

Other financials

Income statement

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Revenue$83.7M+2.4%
Net income$26.1M+32.5%
EPS (diluted)$1.82+32.8%

Balance sheet

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Cash & equivalents$171.4M-11.2%
Total debt$122.1M-71.4%
Total equity$946.7M+27.7%
Total assets$8.7B+6.1%

Cash flow

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Operating cash flow$73.4M+230%
CapEx$2.3M+72.2%
Free cash flow$71.1M+241%

Valuation

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Market cap$1.34B+53.1%
P/E-3.9×
P/S+0.1×

Profitability

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Net margin37.3%+13.4pp
FCF margin28.8%0.0pp

Returns & leverage

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Return on equity19.8%+9.4pp
Debt / equity0.1×-0.5×

Where this comes from

Reported directly by Tompkins Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Tompkins Financial’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Tompkins Financial's net interest income?
Tompkins Financial (TMP) reported net interest income of $71.86M in Q1 2026.
How has Tompkins Financial's net interest income changed year-over-year?
Tompkins Financial's net interest income increased by 26.8% year-over-year, from $56.66M to $71.86M.
What is the long-term trend for Tompkins Financial's net interest income?
Over 4 years (2021 to 2025), Tompkins Financial's net interest income has grown at a 2.8% compound annual growth rate (CAGR), from $223.79M to $249.73M.
What does net interest income mean?
Calculated as the difference between interest income earned on assets and interest expense paid on liabilities. This is the fundamental measure of a bank's profitability from its core lending and deposit-taking activities. It represents the net spread earned on the balance sheet before accounting for credit losses or operating expenses.