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Triumph Financial TFIN Accretion Amortization Of Discounts And Premiums Acquired Loans

Accretion Amortization Of Discounts And Premiums Acquired Loans at other companies

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Other financials

Income statement

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Revenue$105.8M+4.2%
Net income$6.4M+37,282%
EPS (diluted)$0.23+867%

Balance sheet

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Cash & equivalents$581.9M+15.7%
Total debt$25.1M-14.9%
Total equity$950.7M+6.4%
Total assets$6.9B+9.7%

Cash flow

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Operating cash flow$5.1M+240%
CapEx$1.7M-58.8%
Free cash flow$3.3M+142%

Valuation

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Market cap$1.76B+4.9%
P/E55.6×-85.0×
P/S-0.1×

Profitability

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Net margin7.2%+4.3pp
FCF margin14.6%

Returns & leverage

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Return on equity3.4%+2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Triumph Financial in its filing.

Tagged under the XBRL concept tfin:AccretionAmortizationOfDiscountsAndPremiumsAcquiredLoans.

The official record: Triumph Financial’s 10-K, filed February 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Triumph Financial's accretion amortization of discounts and premiums acquired loans?
Triumph Financial (TFIN) reported accretion amortization of discounts and premiums acquired loans of $721.25K in Q4 2025.
How has Triumph Financial's accretion amortization of discounts and premiums acquired loans changed year-over-year?
Triumph Financial's accretion amortization of discounts and premiums acquired loans increased by 4.4% year-over-year, from $691K to $721.25K.
What is the long-term trend for Triumph Financial's accretion amortization of discounts and premiums acquired loans?
Over 4 years (2021 to 2025), Triumph Financial's accretion amortization of discounts and premiums acquired loans has grown at a -25.3% compound annual growth rate (CAGR), from $9.29M to $2.89M.
What does accretion amortization of discounts and premiums acquired loans mean?
This represents the non-cash adjustment to interest income resulting from the amortization of premiums or accretion of discounts on acquired loan portfolios. It reflects the systematic recognition of the difference between the acquisition price and the par value of loans over their remaining life. This metric is critical for understanding the true yield of an acquired loan book beyond stated coupon rates.