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Triumph Financial TFIN Software amortization

Software amortization at other companies

HNI logo
HNIHNI
$10.4M+121%
John Wiley & Sons, Inc. logo
John Wiley & Sons, Inc.WLYB
$15.44M-5.5%
First Financial Bankshares logo
First Financial BanksharesFFIN
$4.59M+23.1%
Schneider National logo
Schneider NationalSNDR
$5.88M-8.9%
Whirlpool logo
WhirlpoolWHR
$1.25M0.0%
Equitable Holdings logo
Equitable HoldingsEQH
$8.75M-14.6%

Other financials

Income statement

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Revenue$105.8M+4.2%
Net income$6.4M+37,282%
EPS (diluted)$0.23+867%

Balance sheet

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Cash & equivalents$581.9M+15.7%
Total debt$25.1M-14.9%
Total equity$950.7M+6.4%
Total assets$6.9B+9.7%

Cash flow

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Operating cash flow$5.1M+240%
CapEx$1.7M-58.8%
Free cash flow$3.3M+142%

Valuation

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Market cap$1.76B+4.9%
P/E55.6×-85.0×
P/S-0.1×

Profitability

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Net margin7.2%+4.3pp
FCF margin14.6%

Returns & leverage

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Return on equity3.4%+2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Triumph Financial in its filing.

Tagged under the XBRL concept tfin:AmortizationOfSoftware.

The official record: Triumph Financial’s 10-K, filed February 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Triumph Financial's software amortization?
Triumph Financial (TFIN) reported software amortization of $2.7M in Q4 2025.
How has Triumph Financial's software amortization changed year-over-year?
Triumph Financial's software amortization increased by 84.8% year-over-year, from $1.46M to $2.7M.
What is the long-term trend for Triumph Financial's software amortization?
Over 3 years (2022 to 2025), Triumph Financial's software amortization has grown at a 38.5% compound annual growth rate (CAGR), from $4.06M to $10.81M.
What does software amortization mean?
This represents the systematic allocation of the cost of capitalized software assets over their estimated useful lives. It reflects the ongoing consumption of technology investments required to support digital banking and payment platforms. High levels of this expense indicate significant historical investment in digital infrastructure and operational efficiency tools.