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Triumph Financial TFIN Software amortization expense

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TFI
Triumph FinancialTFIN
$3.48M+21.4%
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Segments

By segment

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Payments$1.93M+36.7%
Factoring$1.12M-0.7%
Intelligence$77K
Banking$0

Other financials

Income statement

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Revenue$120.2M+11.3%
Net income$11.4M+157%
EPS (diluted)$0.44+193%

Balance sheet

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Cash & equivalents$896.8M+218%
Total debt$25.1M-14.9%
Total equity$963.3M+5.6%
Total assets$7.4B+14.0%

Cash flow

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Operating cash flow$46.2M+371%
CapEx$3.5M+15.0%
Free cash flow$42.7M

Valuation

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Market cap$1.81B+39.4%
P/E46.9×-48.5×
P/S+0.9×

Profitability

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Net margin8.5%+5.2pp
FCF margin13.3%

Returns & leverage

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Return on equity4.1%+2.6pp
Debt / equity0.0×

Where this comes from

Reported directly by Triumph Financial in its filing.

Tagged under the XBRL concept us-gaap:CapitalizedComputerSoftwareAmortization1.

The source filing: Triumph Financial’s 10-Q, filed July 21, 2026.

Filed
Jul 21, 2026, 4:18 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001539638-26-000029
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Amortization of intangible assets2,4863,4005,0025,800
Advertising and promotion1,4051,8382,6173,302
Communications and technology11,95012,31525,06924,559
Software amortization3,4772,8656,7774,857
Travel and entertainment1,2081,6192,7283,111
Other6,40110,20812,50516,838
Total noninterest expense101,634100,840199,895201,013
Net income before income tax expense15,8717,92424,0187,994

Item 1. Financial Statements

FAQ

What is Triumph Financial's software amortization expense?
Triumph Financial (TFIN) reported software amortization expense of $3.48M in Q2 2026.
How has Triumph Financial's software amortization expense changed year-over-year?
Triumph Financial's software amortization expense increased by 21.4% year-over-year, from $2.87M to $3.48M.
What is the long-term trend for Triumph Financial's software amortization expense?
Over 3 years (2022 to 2025), Triumph Financial's software amortization expense has grown at a 38.5% compound annual growth rate (CAGR), from $4.06M to $10.81M.
What does software amortization expense mean?
This metric represents the periodic expense recognized from the amortization of capitalized software development costs. It reflects the systematic allocation of investment in proprietary technology platforms over their useful lives. Tracking this helps investors understand the long-term cost of maintaining and upgrading the company's digital product suite.

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