TFS Financial TFSL Ratios & Valuation
| Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 27.6%+0.9pp | 27.5%+0.6pp | 28.3%+2.0pp | 26.7%+0.1pp | 26.8%+0.8pp | |
| Returns | ||||||
| Return on equity | 4.9%+0.6pp | 4.8%+0.5pp | 4.8%+0.6pp | 4.4%+0.1pp | 4.3%+0.1pp | |
| Return on assets | 0.5%+0.1pp | 0.5%0.0pp | 0.5%+0.1pp | 0.5%0.0pp | 0.5%0.0pp | |
| Efficiency | ||||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0.9×+0.3× | 0.7×+0.2× | 0.6×+0.2× | 0.8×+0.3× | 0.5×+0.1× | |
| Debt-to-assets | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | |
| Per Share | ||||||
| Book value per share | $6.87+1.3% | $6.79-0.8% | $6.77+1.5% | $6.75-1.6% | $6.78-0.8% | |
| Valuation | ||||||
| Market capitalization | $3.94B+13.3% | $3.75B+6.5% | $3.7B+3.3% | $3.64B+3.7% | $3.48B-0.4% | |
| Enterprise value | $5.18B+27.7% | $4.57B+13.0% | $4.48B+12.9% | $4.62B+17.8% | $4.05B+6.7% | |
| Price / earnings | 42.4×-0.3× | 41.3×-2.0× | 40.7×-4.3× | 43.8×+0.4× | 42.6×-1.8× | |
| Price / sales | 11.7×+0.3× | 11.4×-0.3× | 11.5×-0.3× | 11.7×+0.1× | 11.4×-0.1× | |
| Price / book | 2.1×+0.2× | 2×+0.1× | 2×0.0× | 1.9×+0.1× | 1.8×0.0× | |
| EV / sales | 15.4×+2.1× | 13.8×+0.5× | 14×+0.8× | 14.9×+1.9× | 13.3×+0.8× | |
| Earnings yield | 2.4%0.0pp | 2.4%+0.1pp | 2.5%+0.2pp | 2.3%0.0pp | 2.3%+0.1pp | |
| Dividend yield | 1.5%-0.2pp | 1.6%-0.1pp | 1.6%0.0pp | 1.6%0.0pp | 1.7%0.0pp | |
| PEG ratio | 3×-8.0× | 3.5×-0.7× | 2.8×-5.0× | 15.7×— | 11×— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do TFS Financial's ratios come from?
- Every ratio is computed from TFS Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
